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Compare va loan specialists in Traverse City. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Traverse City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 va loan specialists in Traverse City, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneTrust Home Loans - Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
2314865446
VA Home Loans Traverse City
404 Fifth St, Traverse City, MI 49684
2312272887
VA loan specialists in Traverse City help veterans and active duty service members navigate the home buying process using their VA loan benefits. Michigan law requires all mortgage lenders to be licensed and follow specific disclosure rules under the Michigan Mortgage Brokers Act. Traverse Citys real estate market includes many properties eligible for VA loans, and a specialist can guide you through local appraisal and funding fee requirements.
What Does a VA Loan Specialist in Traverse City Cost?
VA loan specialists in Michigan typically charge a flat fee between 500 and 1500 dollars for their services. Some specialists work on a commission basis paid by the lender. Borrowers should also budget for the VA funding fee which ranges from 1.4 to 3.6 percent of the loan amount depending on down payment and service history. Costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Traverse City?
A VA loan specialist helps veterans understand their eligibility, obtain a Certificate of Eligibility, and find lenders who offer VA loans. They also assist with property requirements specific to Michigan, such as winterization inspections and well water testing.
Are there Michigan-specific rules for VA loans?
Yes. Michigan requires VA loan appraisals to include a termite inspection and a well water test for properties with private wells. The state also has specific property tax exemptions for disabled veterans that can affect loan affordability.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.