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Compare VA Loan Specialists in Cottage Grove, MN

Browse va loan specialists serving Cottage Grove, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 2 va loan specialists in Cottage Grove, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PHH Home Loans
7750 Harkness Ave S, Cottage Grove, MN 55016
(651) 769-6848 phhmortgage.com
Bre Garcia-U.S. Bank Mortgage
7200 80th St S, Cottage Grove, MN 55016
(651) 768-3201 mortgage.usbank.com

VA loan specialists in Cottage Grove Minnesota help veterans and active duty service members navigate home financing through the U.S. Department of Veterans Affairs. Minnesota law provides additional property tax exemptions for disabled veterans which can affect overall homeownership costs. These specialists guide clients through the Certificate of Eligibility process and connect them with local lenders familiar with Cottage Grove real estate.

What Does a VA Loan Specialist in Cottage Grove Cost?

VA loan specialists in Minnesota typically charge a flat fee or an hourly rate. Flat fees range from 500 to 1500 dollars for full loan processing support. Hourly rates are usually between 100 and 250 dollars. Some specialists may offer a free initial consultation. Costs vary based on loan complexity and the specialist experience. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Cottage Grove?
A VA loan specialist is a professional who helps veterans understand and apply for VA home loans. They work with lenders and borrowers to meet program requirements and can explain Minnesota specific benefits like the homestead market value exclusion for disabled veterans.
Who qualifies for a VA loan in Minnesota?
Eligible borrowers include veterans active duty service members National Guard and Reserve members and some surviving spouses. You must meet service time requirements set by the VA. A specialist can help verify your eligibility and obtain your Certificate of Eligibility.
Are there special property requirements for VA loans in Cottage Grove?
The property must be your primary residence and meet VA minimum property requirements. In Minnesota the home must also pass a termite inspection if required by the county. A specialist can coordinate with local appraisers to ensure compliance.

VA Loan Specialists in Other Minnesota Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Minnesota.

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