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Showing 2 va loan specialists in Little Falls, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laurie Whitlow, NMLS: 340563, PrimeLending
119 1st St SE SUITE 1, Little Falls, MN 56345
3206322237
Patience Oldakowski (Svor), Fairway Independent Mortgage Corporation
301 1st St SE, Little Falls, MN 56345
3202603228
What Does a VA Loan Specialist in Little Falls Cost?
VA loan specialists in Minnesota typically do not charge a fee for initial consultations. Lender origination fees for VA loans range from 0% to 1% of the loan amount. The VA funding fee is between 1.25% and 3.3% of the loan, depending on down payment and service history. Closing costs in Little Falls average 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Little Falls?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans determine eligibility, gather required documents, and find lenders familiar with VA loan rules in Minnesota.
What are the eligibility requirements for a VA loan in Minnesota?
You must meet service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA.
Are there Minnesota-specific benefits for VA loan borrowers?
Yes. Minnesota offers a property tax exemption for veterans with a service-connected disability rating of 70% or more. This can reduce annual property taxes and lower your overall housing costs.