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Compare VA Loan Specialists in Mendota Heights, MN
Directory of va loan specialists in Mendota Heights, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 va loan specialists in Mendota Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120
6513348657
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120
6512455855
Mutual of Omaha Mortgage - Tom Reichenbach
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Paul Melby LendSmart Mortgage
750 S Plaza Dr Suite #219, Mendota Heights, MN 55120
9522150505
New American Funding - Mendota Heights, MN
800 S Plaza Dr, Mendota Heights, MN 55120
6513333063
Mutual of Omaha Mortgage
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Gabriel Financial Group, Inc.
1171 Northland Dr Suite 100, Mendota Heights, MN 55120
6519941555
VA loan specialists in Mendota Heights help veterans and active duty service members navigate home financing options. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce. A local specialist can guide you through the unique requirements of VA loans including the funding fee and occupancy rules.
What Does a VA Loan Specialist in Mendota Heights Cost?
Typical costs for a VA loan specialist in Minnesota include an origination fee of up to 1 percent of the loan amount, plus third party fees for appraisal and credit report. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Mendota Heights?
A VA loan specialist is a licensed mortgage professional who focuses on VA-backed home loans for veterans. They help you understand eligibility, gather required documents like the Certificate of Eligibility, and guide you through the loan process in Minnesota.
What are the eligibility requirements for a VA loan in Minnesota?
You must meet service requirements set by the Department of Veterans Affairs, such as serving 90 consecutive days on active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility and meet lender credit and income standards.
Are there Minnesota-specific rules for VA loans?
Yes, Minnesota law requires that all mortgage transactions comply with the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Also, VA loans in Minnesota are subject to state property tax exemptions for disabled veterans, which can affect overall costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.