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Compare va loan specialists in Ramsey. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 va loan specialists in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
6126707798
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
7634274116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
7632867578
A VA loan specialist in Ramsey, Minnesota helps veterans and active duty service members navigate the process of obtaining a mortgage backed by the U.S. Department of Veterans Affairs. Minnesota law provides additional property tax exemptions for qualifying disabled veterans, which can affect overall homeownership costs. Working with a local specialist ensures you understand county-specific rules and the Ramsey County recording requirements for your loan documents.
What Does a VA Loan Specialist in Ramsey Cost?
Typical costs for a VA loan specialist in Minnesota include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal and credit report. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category. Some specialists charge a flat fee of $500 to $1,500 for pre-qualification services. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist and why do I need one in Ramsey?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. In Ramsey, they help you understand local property tax rules and the Minnesota Department of Veterans Affairs benefits that may apply to your loan.
Are there Minnesota-specific rules for VA loans?
Yes. Minnesota has a 30-day rescission period for refinances, and the state requires lenders to provide a Good Faith Estimate within three business days. Also, Minnesota law prohibits prepayment penalties on VA loans.
How do I verify a VA loan specialist is qualified in Minnesota?
Check that the specialist is licensed through the Minnesota Department of Commerce and has a current NMLS number. You can also ask if they have experience with VA loans in Ramsey County specifically.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.