Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 va loan specialists in South St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tom Nguyen - National Mortgage Bankers
100 Bridgepoint Dr #190, South St Paul, MN 55075
6122221333
Jason Naber - Old National Bank
633 Concord St S, South St Paul, MN 55075
6512352722
What Does a VA Loan Specialist in South St Paul Cost?
Typical costs for VA loan specialist services in Minnesota range from zero to 1 percent of the loan amount for origination fees. The VA funding fee is 2.15 percent for first time use with zero down payment but can be waived for disabled veterans. Other costs include appraisal fees around 500 to 700 dollars and title insurance fees that vary by property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in South St Paul?
A VA loan specialist helps veterans understand eligibility requirements and guides them through the loan process. They assist with obtaining a Certificate of Eligibility and coordinate with local lenders in the South St Paul area. They also explain Minnesota specific rules like the veterans property tax exclusion.
Are there Minnesota specific rules for VA loans?
Yes Minnesota offers the Minnesota Disabled Veterans Homestead Credit which reduces property taxes for qualifying veterans. The state also has a Veterans Preference Program for certain state contracts. VA loans in Minnesota follow federal guidelines but local property tax laws and recording fees in Dakota County may apply.
How do I choose a VA loan specialist in South St Paul?
Look for a specialist with experience handling VA loans in Minnesota and knowledge of local market conditions in South St Paul. Check their familiarity with the VA funding fee and residual income requirements. Ask about their experience with the specific needs of veterans in Dakota County.