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Browse va loan specialists serving St Cloud, Minnesota. Contact information and addresses listed below.
12 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 va loan specialists in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envision Capital
14 7th Ave N, St Cloud, MN 56303
3202911075
New American Funding - Kristin Olding
4150 2nd St S Ste 325, St Cloud, MN 56301
3203602566
St. Cloud Mortgage, Inc.
606 25th Ave S #101, St Cloud, MN 56301
3202607576
New American Funding - Chad Faur
4150 2nd St S Ste 325, St Cloud, MN 56301
9523563493
One Mortgage, LLC
1407 33rd St S, St Cloud, MN 56301
3202570223
New American Funding - St Cloud, MN
4150 2nd St S Ste 325, St Cloud, MN 56301
3202011356
Gate City Bank
In Cash Wise Foods, 1001 4th St SE, St Cloud, MN 56304
3202271340
Shelvin Dean - St. Cloud Mortgage, Inc
606 25th Ave S #101, St Cloud, MN 56301
3202664973
Granite City Mortgage of Saint Cloud Inc
600 25th Ave S Ste 208, St Cloud, MN 56301
3202520100
Chris Wahl at Guaranteed Rate Affinity (NMLS #283507)
2680 W St Germain St, St Cloud, MN 56301
7632356215
Sander Anderson - Old National Bank
4150 2nd St S #180, St Cloud, MN 56301
3206563356
Tamara Underwood-U.S. Bank Mortgage
1015 W St Germain St, St Cloud, MN 56301
3202598430
VA loan specialists in St Cloud, Minnesota help veterans, active duty members, and eligible surviving spouses obtain home financing through the U.S. Department of Veterans Affairs. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce. Local specialists understand the St Cloud real estate market and can guide you through the unique benefits of a VA loan, including no down payment and no private mortgage insurance requirements.
What Does a VA Loan Specialist in St Cloud Cost?
VA loan specialists in Minnesota typically charge origination fees ranging from 0.5% to 1.0% of the loan amount. Third-party costs such as appraisal, credit report, and title fees usually total between $500 and $2,000. The VA funding fee, which is 2.15% for first-time use with no down payment, can be financed into the loan. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in St Cloud?
A VA loan specialist is a licensed mortgage professional who focuses on VA-backed home loans. They help you understand eligibility, gather required documents like your Certificate of Eligibility, and guide you through the loan process from application to closing.
Do I need a Minnesota-specific license to be a VA loan specialist?
Yes. In Minnesota, all mortgage loan originators must hold a valid license from the Minnesota Department of Commerce. They also must register with the Nationwide Mortgage Licensing System. Verify a specialists license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.