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Directory of va loan specialists in Winona, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 15 va loan specialists in Winona, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Heather Larsen
902 E 2nd St Suite 211, Winona, MN 55987
5074596416
Merchants Bank
102 E 3rd St, Winona, MN 55987
5074571100
Altra Federal Credit Union - Winona
526 Orrin St, Winona, MN 55987
8007550055
Financial Services of Winona
16o Lafayette St, Winona, MN 55987
5074542355
Wells Fargo Bank
125 Main St, Winona, MN 55987
5079612130
WNB Financial
1491 W Broadway St, Winona, MN 55987
5074548800
Alerus
175 Center St, Winona, MN 55987
5074536460
WNB Financial
840 Mankato Ave Suite B, Winona, MN 55987
5074548800
Old National Bank
225 Lafayette St, Winona, MN 55987
5074525202
Wells Fargo Home Mortgage - Bridget Schoonover
125 Main St, Winona, MN 55987
5072505447
Patrick Smock Loan Officer
840 Mankato Ave Suite B, Winona, MN 55987
5074943026
Wells Fargo Home Mortgage - Amie Kruger
875 34th Ave, Winona, MN 55987
5072055894
Winona County Veterans Service Office
225 W 2nd St, Winona, MN 55987
5074576455
Latonia Schmitt, Mortgage Loan Officer
1491 W Broadway St, Winona, MN 55987
5074949308
Merchants Investment Services
102 E 3rd St, Winona, MN 55987
5074579387
VA loan specialists in Winona, Minnesota help eligible veterans, active duty service members, and surviving spouses obtain home loans with favorable terms. These specialists understand Minnesota specific property tax exemptions for disabled veterans and the states first time homebuyer programs that can complement VA benefits. Winona area specialists guide clients through the Certificate of Eligibility process and local appraisal requirements.
What Does a VA Loan Specialist in Winona Cost?
Typical costs for VA loan services in Minnesota include a VA funding fee ranging from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Closing costs in Winona generally range from 2 to 5 percent of the purchase price and may include appraisal fees title insurance and recording fees. Some costs like the VA appraisal fee are set by the VA and are non negotiable. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Winona Minnesota?
To qualify for a VA loan in Winona you must meet service requirements set by the Department of Veterans Affairs. This includes serving 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Are there Minnesota specific benefits for VA loan borrowers?
Yes Minnesota offers a property tax exemption for disabled veterans which can reduce annual tax bills. Additionally the Minnesota Housing Finance Agency provides down payment assistance programs that can be used alongside VA loans for Winona home purchases.
How do I find a VA loan specialist in Winona Minnesota?
You can search for VA loan specialists through the Minnesota Department of Veterans Affairs website or by contacting the Winona County Veterans Service Office. Look for lenders who are approved by the VA and have experience with Minnesota specific closing procedures.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.