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Find VA Loan Specialists Near You in Winona, MN

Browse va loan specialists serving Winona, Minnesota. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 15 va loan specialists in Winona, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Heather Larsen
902 E 2nd St Suite 211, Winona, MN 55987
(507) 459-6416 bell.bank
Merchants Bank
102 E 3rd St, Winona, MN 55987
(507) 457-1100 merchantsbank.com
Altra Federal Credit Union - Winona
526 Orrin St, Winona, MN 55987
(800) 755-0055 altra.org
Financial Services of Winona
16o Lafayette St, Winona, MN 55987
(507) 454-2355 phillipanderson.sarep.com
Wells Fargo Bank
125 Main St, Winona, MN 55987
(507) 961-2130 locations.wellsfargo.com
WNB Financial
1491 W Broadway St, Winona, MN 55987
(507) 454-8800 wnbfinancial.com
Alerus
175 Center St, Winona, MN 55987
(507) 453-6460 alerus.com
WNB Financial
840 Mankato Ave Suite B, Winona, MN 55987
(507) 454-8800 wnbfinancial.com
Old National Bank
225 Lafayette St, Winona, MN 55987
(507) 452-5202 locations.oldnational.com
Wells Fargo Home Mortgage - Bridget Schoonover
125 Main St, Winona, MN 55987
(507) 250-5447
Patrick Smock Loan Officer
840 Mankato Ave Suite B, Winona, MN 55987
(507) 494-3026 wnbfinancial.com
Wells Fargo Home Mortgage - Amie Kruger
875 34th Ave, Winona, MN 55987
(507) 205-5894
Winona County Veterans Service Office
225 W 2nd St, Winona, MN 55987
(507) 457-6455 winonacounty.gov
Latonia Schmitt, Mortgage Loan Officer
1491 W Broadway St, Winona, MN 55987
(507) 494-9308 wnbfinancial.com
Merchants Investment Services
102 E 3rd St, Winona, MN 55987
(507) 457-9387 merchantsbank.com

What Does a VA Loan Specialist in Winona Cost?

Typical costs for VA loan services in Minnesota include a VA funding fee ranging from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Closing costs in Winona generally range from 2 to 5 percent of the purchase price and may include appraisal fees title insurance and recording fees. Some costs like the VA appraisal fee are set by the VA and are non negotiable. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Winona Minnesota?
To qualify for a VA loan in Winona you must meet service requirements set by the Department of Veterans Affairs. This includes serving 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Are there Minnesota specific benefits for VA loan borrowers?
Yes Minnesota offers a property tax exemption for disabled veterans which can reduce annual tax bills. Additionally the Minnesota Housing Finance Agency provides down payment assistance programs that can be used alongside VA loans for Winona home purchases.
How do I find a VA loan specialist in Winona Minnesota?
You can search for VA loan specialists through the Minnesota Department of Veterans Affairs website or by contacting the Winona County Veterans Service Office. Look for lenders who are approved by the VA and have experience with Minnesota specific closing procedures.

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