Skip to main content

VA Loan Specialists in Ridgeland, MS

Directory of va loan specialists in Ridgeland, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 16 va loan specialists in Ridgeland, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
6019416276
Academy Mortgage
573 US-51 Suite C, Ridgeland, MS 39157
7692301827
Regional Finance
805 S Wheatley St Suite 500, Ridgeland, MS 39157
7694875422
New American Funding - Luke Billman
1000 Highland Colony Pkwy Bldg 5000 ste 5203, Ofc 249, Ridgeland, MS 39157
9313461814
Affordable Lending Group, LLC
589 Northpark Dr D, Ridgeland, MS 39157
6018990115
NOLA Lending Group - Brian Lott
196 Charmant Pl #4, Ridgeland, MS 39157
6012140555
Matt Wilson- Story Financial Partners- Senior Morgage Lending Specialist; NMLS 642317
1076 Highland Colony Pkwy, Ridgeland, MS 39157
6014100602
My Lender Pro
589 Northpark Dr D, Ridgeland, MS 39157
6012137722
Residential Mortgage Corporation
571 US-51, Ridgeland, MS 39157
6016059979
Scott A. Garner - Renasant Mortgage
1069 Highland Colony Pkwy, Ridgeland, MS 39157
6014470227
American Home Lending USA Llc
589 Northpark Dr, Ridgeland, MS 39157
6018990113
Liberty FCU Mortgage | Madison
875 Northpark Dr suite a bldg 1, Ridgeland, MS 39157
6015190675
Jonnette Moss - Regions Mortgage Loan Officer
1031 Highland Colony Pkwy, Ridgeland, MS 39157
6012788881
NOLA Lending Group
196 Charmant Pl #4, Ridgeland, MS 39157
6017070101
Matt Wilson - Regions Mortgage Loan Officer
1031 Highland Colony Pkwy, Ridgeland, MS 39157
6014100602
New American Funding - Ridgeland
1000 Highland Colony Pkwy bldg 5000 Ste 5203, Ofc 249, Ridgeland, MS 39157
6014079224

VA loan specialists in Ridgeland Mississippi help veterans and active duty service members secure home financing through the U.S. Department of Veterans Affairs. These professionals guide clients through the unique requirements of VA loans including the funding fee and occupancy rules. Mississippi law provides additional property tax exemptions for disabled veterans which can affect overall home buying costs.

What Does a VA Loan Specialist in Ridgeland Cost?

VA loan specialists in Mississippi typically charge a flat fee or a percentage of the loan amount. Flat fees range from $500 to $1,500 for consultation and document preparation. Percentage based fees are usually 0.5% to 1% of the loan amount. Some specialists offer free initial consultations. Costs vary by situation and complexity of the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Ridgeland do?
A VA loan specialist helps veterans understand eligibility requirements and guides them through the loan application process. They assist with obtaining a Certificate of Eligibility and coordinate with lenders to close the loan. Specialists also explain Mississippi specific benefits like the homestead exemption for veterans.
Do I need to use a VA loan specialist in Ridgeland?
Using a VA loan specialist is not required but can simplify the process. Specialists know the specific documentation needed for VA loans and can help avoid common delays. They also understand local market conditions in Ridgeland and the surrounding Madison County area.
What are the VA loan limits for Ridgeland Mississippi in 2025?
VA loan limits for Ridgeland follow the standard county limits set by the VA. In 2025 the limit for Madison County is $766,550 for a single family home. Veterans with full entitlement may not have a limit but should confirm with their lender.