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Find VA Loan Specialists Near You in O'Fallon, MO

Directory of va loan specialists in O'Fallon, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 14 va loan specialists in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
947 Waterbury Falls Dr, O'Fallon, MO 63368
(636) 614-4599 flatbranchhomeloans.com
Cross Country Mortgage - Melisa Jones
111 Ungerboeck Park Suite 200, O'Fallon, MO 63368
(636) 439-9265 loanswithjones.com
Dan Main
947 Waterbury Falls Dr, O'Fallon, MO 63368
(636) 284-4144 danmain.com
Mortgage Partner's Group L.L.C.
121 Triad Center W, O'Fallon, MO 63366
(314) 422-0649 mpglending.com
New American Funding - Sheri Ryan
2299 Technology Dr, O'Fallon, MO 63368
(636) 357-1393 newamericanfunding.com
Jim Weston - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(636) 734-0565 preferredrate.com
New American Funding - Vance Wallace
2299 Technology Dr Suite 310, O'Fallon, MO 63368
(636) 385-5992 newamericanfunding.com
Lynne Schlereth - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 504-8426 preferredrate.com
STL Loan Advisors
2528 State Hwy K Suite 204F, O'Fallon, MO 63368
(217) 691-5400 stlloanadvisors.com
Melissa Gibbons - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 484-9453 preferredrate.com
Wyatt Ragar - Preferred Rate
3018 Winghaven Blvd, O'Fallon, MO 63368
(314) 413-0202 preferredrate.com
New American Funding - O'Fallon, MO
2299 Technology Dr Suite 310, O'Fallon, MO 63368
(636) 205-5223 newamericanfunding.com
CitiMortgage
1000 Technology Dr, O'Fallon, MO 63368
(800) 283-7918 citi.com
Bruce A Williams
1676 Bryan Rd, O'Fallon, MO 63368
(636) 443-5330 genevafi.com

VA loan specialists in O'Fallon Missouri help veterans and active duty service members secure home financing with no down payment. Missouri law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. O'Fallon is near Scott Air Force Base making VA loans a common choice for local military families.

What Does a VA Loan Specialist in O'Fallon Cost?

Typical costs for a VA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount. Closing costs in O'Fallon usually range from 2 to 5 percent of the purchase price. The VA funding fee for first-time use is 2.15 percent for regular military and 2.4 percent for reservists. Costs vary by case. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in O'Fallon?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They guide borrowers through eligibility requirements and the application process in O'Fallon Missouri.
What are the eligibility requirements for a VA loan in Missouri?
You must meet service requirements set by the VA such as 90 days of active duty during wartime or 181 days during peacetime. A Certificate of Eligibility from the VA is required to start the process.
Are there specific Missouri laws that affect VA loans?
Missouri does not charge state income tax on military retirement pay which can help with loan affordability. Also Missouri law requires lenders to disclose all fees in writing before closing.