Skip to main content

Find VA Loan Specialists Near You in St Joseph, MO

Directory of va loan specialists in St Joseph, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 va loan specialists in St Joseph, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1401 N Belt Hwy, St Joseph, MO 64506
(816) 364-1381 advanceamerica.net
LendNation
1409 Frederick Ave, St Joseph, MO 64501
(816) 232-2221 lendnation.com
Missouri Title Loans, Inc.
1405 N Belt Hwy, St Joseph, MO 64506
(816) 232-0248 missourititleloansinc.com
Check `n Go
409 N Belt Hwy STE C, St Joseph, MO 64506
(816) 233-1254 locations.checkngo.com
Fairway Independent Mortgage Corporation
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 390-8898 chadmortgages.com
Sun Loan Company
2229-D N Belt Hwy, St Joseph, MO 64506
(816) 233-4414 sunloan.com
Security Finance
2115 N Belt Hwy STE F, St Joseph, MO 64506
(816) 279-3638 securityfinance.com
Debbie Keller Mahoney | Fairway Independent Mortgage Corporation Loan Officer
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 396-5313 dmahoneyhomeloans.com
Tower Loan
2608 N Belt Hwy, St Joseph, MO 64506
(816) 364-2118 towerloan.com
OneMain Financial
3007 N Belt Hwy #104d, St Joseph, MO 64506
(816) 279-4777 onemainfinancial.com
PrimeLending, A PlainsCapital Company - Clear Lake
1311 N Belt Hwy Suite A, St Joseph, MO 64506
(816) 883-3028 lo.primelending.com
Amanda Lundy-U.S. Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
(816) 385-5642 mortgage.usbank.com
American Portfolio Mortgage Corporation
3715 Beck Rd Building C Suite 303, St Joseph, MO 64505
(816) 364-9300 stjoseph.goapmc.com
Debbie Mahoney
1807 N Woodbine Rd, St Joseph, MO 64506
(816) 396-5313 fairway.com
Flanagan State Bank Mortgage
Buchanan County, 3723 Beck Rd, St Joseph, MO 64501
(660) 254-1237 fsbmortgageloans.com
PrimeLending, A PlainsCapital Company: Chad Severe
3827 Beck Rd A, St Joseph, MO 64506
(816) 883-3926 chadsevere.com
PrimeLending, A PlainsCapital Company: Daisy Frisch
3827 Beck Rd A, St Joseph, MO 64506
(816) 294-3299 lo.primelending.com
Jennifer L Dixon | Fairway Independent Mortgage Corporation Branch Manager
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
(816) 390-8898 stjoehomeloans.com
UMB Mortgage Loan Services
3601 Mitchell Ave, St Joseph, MO 64507
(816) 233-8284 locations.umb.com
US Bank Mortgage
3115 Ashland Ave, St Joseph, MO 64506
(800) 872-2657 usbank.com

A VA loan specialist in St Joseph, Missouri helps veterans and active duty service members navigate the home loan process. Missouri law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local specialists understand the St Joseph housing market and can guide you through Missouri-specific property tax exemptions for disabled veterans.

What Does a VA Loan Specialist in St Joseph Cost?

Typical costs for a VA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Closing costs in St Joseph generally range from 2 to 5 percent of the home price. The VA funding fee varies from 1.4 to 3.6 percent depending on down payment and service category. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in St Joseph?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans in St Joseph understand eligibility, gather required documents, and complete the loan application process.
Do I need a Missouri-licensed specialist for a VA loan?
Yes, the specialist must be licensed by the Missouri Division of Finance. They must follow Missouri lending laws, including limits on origination fees and disclosure requirements.
Can I use a VA loan for a home in St Joseph more than once?
Yes, you can reuse a VA loan if you have restored your entitlement. Missouri law does not restrict reuse, but you must meet VA occupancy requirements and have sufficient remaining entitlement.