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Showing 3 va loan specialists in Allentown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rich Daesener at CrossCountry Mortgage
28 S Main St # 14, Allentown, NJ 08501
8563724304
TT Smart Home Loans
12 Allyson Way #1, Allentown, NJ 08501
6402234723
Mortgage Concierge
1 Imlaystown Hightstown Rd, Allentown, NJ 08501
6402234507
What Does a VA Loan Specialist in Allentown Cost?
Typical costs for a VA loan specialist in New Jersey include an origination fee of up to 1 percent of the loan amount, plus appraisal and credit report fees. The VA funding fee ranges from 1.25 to 3.3 percent of the loan amount for first-time use, though some veterans are exempt. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Allentown?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender requirements, and closing procedures specific to New Jersey.
What are the eligibility requirements for a VA loan in New Jersey?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. You must obtain a Certificate of Eligibility from the VA.
Are there New Jersey specific benefits for VA loan borrowers?
Yes, New Jersey offers a property tax deduction for veterans with a service-connected disability of 100 percent. The state also exempts VA loan funding fees from state sales tax in some cases. Check with a specialist for current rules.