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Looking for a va loan specialist in Cliffside Park? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Cliffside Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 va loan specialists in Cliffside Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JANET PAGAN HOME LOANS USA
170 Palisade Ave, Cliffside Park, NJ 07010
2018701507
PRMG
170 Palisade Ave Right, Cliffside Park, NJ 07010
2015809786
VA loan specialists in Cliffside Park New Jersey help veterans and active duty service members obtain home financing through the US Department of Veterans Affairs. New Jersey law provides additional property tax exemptions for qualified veterans which a specialist can help you understand. Working with a local specialist ensures you navigate New Jersey specific closing costs and appraisal rules correctly.
What Does a VA Loan Specialist in Cliffside Park Cost?
VA loan specialist fees in New Jersey typically range from 500 to 1500 dollars for consultation and document preparation. Lenders may charge origination fees of 1 to 2 percent of the loan amount. The VA funding fee for first time use is 2.15 percent for regular military and 1.25 percent for reservists though disabled veterans are exempt. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Cliffside Park do?
A VA loan specialist guides you through the VA home loan process including obtaining your Certificate of Eligibility and finding lenders. They also explain New Jersey specific rules like the state funding fee exemption for disabled veterans.
Do I need a New Jersey specific VA loan specialist?
Yes because New Jersey has unique property tax laws and closing procedures. A specialist familiar with Bergen County and Cliffside Park can help with local appraisal requirements and the New Jersey VA loan funding fee rules.
How long does the VA loan process take in New Jersey?
The typical VA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs a New Jersey specific termite inspection or if the appraisal requires a second review.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.