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Compare VA Loan Specialists in East Rutherford, NJ

Looking for a va loan specialist in East Rutherford? Review the directory below to compare your options.

5 agents listed
Updated May 2026
East Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 va loan specialists in East Rutherford, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AnnieMac Home Mortgage
355 Murray Hill Pkwy Suite 203, East Rutherford, NJ 07073
8556940523
Carlos Serrano at NFM Lending
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
2016791881
Fernando Pineros at NFM Lending
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
9736536227
NFM Lending - East Rutherford, NJ - Branch 602
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
2013553325
Yolanda Barreto - Mortgage Banker NMLS #296508
1 Meadowlands Plaza, East Rutherford, NJ 07073
9732965999

VA loan specialists in East Rutherford, New Jersey help veterans and active duty service members secure home financing with no down payment and competitive rates. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. East Rutherford offers convenient access to lenders familiar with Bergen County property values and local closing procedures.

What Does a VA Loan Specialist in East Rutherford Cost?

Typical costs for VA loan specialist services in New Jersey include an origination fee of 0.5% to 1% of the loan amount, plus third party costs for appraisal (around $500 to $700), title search ($300 to $600), and recording fees. The VA funding fee ranges from 1.25% to 3.3% for first time use, but is waived for veterans with a service connected disability. New Jersey closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in East Rutherford?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender requirements, and New Jersey specific property appraisals.
What are the eligibility requirements for a VA loan in New Jersey?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. You must obtain a Certificate of Eligibility from the VA.
Are there any New Jersey specific rules for VA loans?
Yes. New Jersey imposes a 1% mortgage recording tax on most VA loans, though this may be reduced for disabled veterans. The state also requires a property survey and title search as part of the closing process.