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Compare VA Loan Specialists in Elmwood Park, NJ

Looking for a va loan specialist in Elmwood Park? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Elmwood Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 va loan specialists in Elmwood Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
475 Market St Ste 125, Elmwood Park, NJ 07407
(201) 796-9333 onemainfinancial.com
UNMB Home Loans Inc.
630 Mola Blvd #201, Elmwood Park, NJ 07407
(201) 368-1200 unmb.com

VA loan specialists in Elmwood Park, New Jersey help veterans and active duty service members secure home financing with no down payment and competitive rates. New Jersey law requires lenders to provide a detailed Loan Estimate within three business days of application. These specialists guide clients through the Certificate of Eligibility process and ensure compliance with state and federal regulations.

What Does a VA Loan Specialist in Elmwood Park Cost?

Typical costs for a VA loan specialist in New Jersey include a funding fee ranging from 1.25% to 3.3% of the loan amount for first time use, and up to 3.6% for subsequent uses. Lender origination fees usually range from 0.5% to 1% of the loan amount. Appraisal fees in Elmwood Park average $500 to $700. Closing costs, including title insurance and recording fees, generally total 2% to 5% of the purchase price. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Elmwood Park?
To qualify for a VA loan in Elmwood Park, you must be a veteran, active duty service member, or eligible surviving spouse. You also need a valid Certificate of Eligibility from the VA and meet the lender's credit and income standards.
Are there any New Jersey specific fees for VA loans?
New Jersey does not impose state specific fees on VA loans, but you may encounter local property taxes and recording fees. The VA funding fee is a one time cost that can be financed into the loan, and it varies based on your down payment and service category.
How long does the VA loan process take in Elmwood Park?
The VA loan process typically takes 30 to 45 days from application to closing in New Jersey. Delays can occur if the property requires a VA appraisal or if additional documentation is needed for the Certificate of Eligibility.

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