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Find VA Loan Specialists in Newark, NJ

Compare va loan specialists in Newark. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Newark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 12 va loan specialists in Newark, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VA Newark Regional Office
20 Washington Pl, Newark, NJ 07102
(800) 827-1000 benefits.va.gov
Mortgages By AJ
375 Chestnut St #3C, Newark, NJ 07105
(973) 223-4229 amsmtg.com
AMS Mortgage Services, Inc
375 Chestnut St, Newark, NJ 07105
(973) 276-1226 amsmtg.com
MCM GROUP
84 Clinton Ave 1st Floor (Suite 1, Newark, NJ 07114
(862) 255-7323 naf.com
American Fidelity Mortgage, LLC
146 Delancy St, Newark, NJ 07105
(973) 344-4000 afmlending.com
West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans
11 Summer Pl, Newark, NJ 07104
(212) 537-5833 westforestcapital.com
Direct Payday Loans
161 W Kinney St, Newark, NJ 07103
(973) 841-8537 usapaydayloans.com
M & M Financial Services
48 Pacific St, Newark, NJ 07105
(973) 344-9090
Reliant Payday Loans
24 Commerce St #534, Newark, NJ 07102
(973) 577-5344 reliantpaydayloans.com
Gary Johansen | Regional Sales Director | NMLS #339278 | Cliffco Mortgage Bankers
109 Nichols St, Newark, NJ 07105
(585) 703-8862 cliffcomortgage.com
MVP Personal Loans
920-934 Frelinghuysen Ave, Newark, NJ 07114
(862) 244-0298 mvpploans.com
Pablo Rosales Loan Originator
146 Delancy St First Floor, Newark, NJ 07105
(973) 980-6413

A VA loan specialist in Newark, New Jersey helps veterans and active duty service members navigate the home buying process using their VA loan benefits. New Jersey law requires specific property disclosures and offers a $250,000 property tax exemption for 100% disabled veterans. These specialists guide clients through New Jersey-specific rules, such as the state's strict appraisal standards and the need for a Certificate of Occupancy in Newark.

What Does a VA Loan Specialist in Newark Cost?

Typical costs for a VA loan specialist in New Jersey range from $500 to $1,500 for consultation and document preparation, though some charge a flat fee of 1% of the loan amount. Lenders may also charge origination fees of 0.5% to 1% of the loan. Costs vary by case and are subject to negotiation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Newark?
A VA loan specialist assists veterans in obtaining a VA-backed home loan. They help with the Certificate of Eligibility, finding lenders familiar with New Jersey property laws, and understanding Newark-specific requirements like flood zone checks.
Do I need a VA loan specialist for a refinance in New Jersey?
Yes, a specialist can help with a VA Interest Rate Reduction Refinance Loan (IRRRL) or a cash-out refinance. New Jersey law requires clear title and proper recording of deeds, which a specialist can coordinate.
Are there New Jersey-specific VA loan limits in 2025?
For 2025, VA loan limits in New Jersey are generally $766,550 for most counties, but higher in high-cost areas like Hudson County near Newark. A specialist can confirm the limit for your specific property.

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