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Find VA Loan Specialists in Newark, NJ

Directory of va loan specialists in Newark, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Newark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 va loan specialists in Newark, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VA Newark Regional Office
20 Washington Pl, Newark, NJ 07102
8008271000
Mortgages By AJ
375 Chestnut St #3C, Newark, NJ 07105
9732234229
AMS Mortgage Services, Inc
375 Chestnut St, Newark, NJ 07105
9732761226
MCM GROUP
84 Clinton Ave 1st Floor (Suite 1, Newark, NJ 07114
8622557323
American Fidelity Mortgage, LLC
146 Delancy St, Newark, NJ 07105
9733444000
West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans
11 Summer Pl, Newark, NJ 07104
2125375833
Direct Payday Loans
161 W Kinney St, Newark, NJ 07103
9738418537
M & M Financial Services
48 Pacific St, Newark, NJ 07105
9733449090
Reliant Payday Loans
24 Commerce St #534, Newark, NJ 07102
9735775344
Gary Johansen | Regional Sales Director | NMLS #339278 | Cliffco Mortgage Bankers
109 Nichols St, Newark, NJ 07105
5857038862
MVP Personal Loans
920-934 Frelinghuysen Ave, Newark, NJ 07114
8622440298
Pablo Rosales Loan Originator
146 Delancy St First Floor, Newark, NJ 07105
9739806413

A VA loan specialist in Newark, New Jersey helps veterans and active duty service members navigate the home buying process using their VA loan benefits. New Jersey law requires specific property disclosures and offers a $250,000 property tax exemption for 100% disabled veterans. These specialists guide clients through New Jersey-specific rules, such as the state's strict appraisal standards and the need for a Certificate of Occupancy in Newark.

What Does a VA Loan Specialist in Newark Cost?

Typical costs for a VA loan specialist in New Jersey range from $500 to $1,500 for consultation and document preparation, though some charge a flat fee of 1% of the loan amount. Lenders may also charge origination fees of 0.5% to 1% of the loan. Costs vary by situation and are subject to negotiation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Newark?
A VA loan specialist assists veterans in obtaining a VA-backed home loan. They help with the Certificate of Eligibility, finding lenders familiar with New Jersey property laws, and understanding Newark-specific requirements like flood zone checks.
Do I need a VA loan specialist for a refinance in New Jersey?
Yes, a specialist can help with a VA Interest Rate Reduction Refinance Loan (IRRRL) or a cash-out refinance. New Jersey law requires clear title and proper recording of deeds, which a specialist can coordinate.