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Find VA Loan Specialists Near You in Perth Amboy, NJ

Looking for a va loan specialist in Perth Amboy? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Perth Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 va loan specialists in Perth Amboy, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vas Law, L.L.C.
65 Smith St, Perth Amboy, NJ 08861
7329246800
Bank of America Financial Center
211 Smith St, Perth Amboy, NJ 08861
7328262701
Garden State Lending
563 B Amboy Ave, Perth Amboy, NJ 08861
9738765752
Bancasa Mortgage Corporation
400 Smith St, Perth Amboy, NJ 08861
7324420715
Chase Mortgage
130 Smith St, Perth Amboy, NJ 08861
7324428157
Vanessa Alonso
400 Smith St, Perth Amboy, NJ 08861
9084090357
Robert Tornatore - 625004 - Wells Fargo Home Mortgage
214 Smith St, Perth Amboy, NJ 08861
9082279834

VA loan specialists in Perth Amboy, New Jersey help veterans and active duty service members secure home financing with no down payment. New Jersey law requires lenders to provide a standard Good Faith Estimate within three days of application. These specialists guide clients through New Jersey-specific property tax exemptions and county recording fees.

What Does a VA Loan Specialist in Perth Amboy Cost?

Typical costs for a VA loan specialist in New Jersey include an origination fee of 1% to 2% of the loan amount, plus third-party fees for appraisal and credit report. The VA funding fee ranges from 1.4% to 3.6% of the loan, depending on your down payment and service status. Closing costs in Perth Amboy average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Perth Amboy?
A VA loan specialist is a licensed mortgage professional who helps veterans obtain VA-backed home loans. They understand New Jersey lending rules and can assist with Perth Amboy property appraisals and closing procedures.
Do I need a New Jersey specific VA loan specialist?
Yes, because New Jersey has unique property tax laws and a high cost of living that affect loan limits. A local specialist knows the Perth Amboy real estate market and can advise on county-specific funding fees and escrow requirements.
What documents do I need for a VA loan in New Jersey?
You need your Certificate of Eligibility, proof of income, bank statements, and a valid New Jersey drivers license. The specialist will also require a signed purchase agreement and a property appraisal compliant with New Jersey standards.