Skip to main content

Find VA Loan Specialists in Totowa, NJ

Looking for a va loan specialist in Totowa? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 7 va loan specialists in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512
(973) 699-3797 movement.com
Alterra Home Loans
999 Riverview Dr, Totowa, NJ 07512
(877) 845-4805 goalterra.com
Peter D'Angelo at Rate (NMLS #885309)
195 US-46 #1, Totowa, NJ 07512
(973) 241-8946 rate.com
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
(201) 906-8682 movement.com
Gary Cornelius - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
(201) 694-3245 movement.com
All Ways Lending
41 Vreeland Ave Suite 45, Totowa, NJ 07512
(973) 897-4529 allwayslending.com
Rate
195 US-46 #1, Totowa, NJ 07512
(973) 241-8946 rate.com

What Does a VA Loan Specialist in Totowa Cost?

Typical costs for a VA loan specialist in New Jersey range from 0 to 2 percent of the loan amount as an origination fee. Some specialists charge a flat fee between 500 and 1500 dollars. Additional costs include the VA funding fee, which is 2.15 percent for first time use with zero down payment, and third party fees for appraisal and credit report. These fees vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Totowa do?
A VA loan specialist helps you understand your VA home loan benefit, pre qualify you for a loan, and guide you through the application process. They also explain New Jersey specific requirements such as property tax exemptions for disabled veterans.
Do I need a VA loan specialist in New Jersey?
Yes, using a specialist can simplify the process because they know New Jersey laws, including the state's 10 year tax abatement programs and local appraisal standards. They also ensure you meet the VA's occupancy and income requirements.

VA Loan Specialists in Other New Jersey Cities