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Looking for a va loan specialist in Westfield? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Westfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 va loan specialists in Westfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Stepek at Guaranteed Rate Affinity (NMLS #28268)
209 Central Ave, Westfield, NJ 07090
9085465641
Lisa Mathews at CrossCountry Mortgage
525 Central Ave # B, Westfield, NJ 07090
9083583359
Millenium Home Mortgage LLC
211 N Ave E, Westfield, NJ 07090
9082333383
RJR Mortgage Co LLC
812 Central Ave #4, Westfield, NJ 07090
9082647058
Mortgage, Bank of America
173 Elm St, Westfield, NJ 07090
9085437928
Sarah Maloney at Guaranteed Rate Affinity (NMLS #1036901)
209 Central Ave, Westfield, NJ 07090
9737754329
Jeanne Morgenstern at Guaranteed Rate Affinity (NMLS #588978)
209 Central Ave, Westfield, NJ 07090
2013560571
VA loan specialists in Westfield, New Jersey help veterans and active duty service members navigate the home buying process using their VA home loan benefit. New Jersey offers a state-level property tax deduction for qualified veterans, which can reduce annual costs. Local specialists understand the Union County real estate market and can guide you through lender requirements and the Certificate of Eligibility process.
What Does a VA Loan Specialist in Westfield Cost?
Typical costs for VA loan services in New Jersey include an origination fee of 0 to 1 percent of the loan amount and a VA funding fee of 1.25 to 3.3 percent depending on down payment and service category. Appraisal fees range from 500 to 700 dollars, and closing costs generally total 2 to 5 percent of the purchase price. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Westfield?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans for eligible veterans and service members. They help with pre-approval, documentation, and closing processes specific to New Jersey properties.
What are the eligibility requirements for a VA loan in New Jersey?
Eligibility requires meeting service time requirements set by the Department of Veterans Affairs. You must obtain a Certificate of Eligibility, and the property must meet VA minimum property requirements. New Jersey does not impose additional state-level eligibility rules beyond federal guidelines.
How do I find a VA loan specialist in Westfield New Jersey?
You can search for lenders approved by the VA or ask for referrals from local real estate agents in Westfield. Many banks and credit unions in Union County offer VA loan products and employ specialists familiar with New Jersey closing procedures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.