ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare va loan specialists in Carlsbad. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 10 va loan specialists in Carlsbad, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
410 N Canal St, Carlsbad, NM 88220
5752341347
LoanMax Title Loans
1117 W Pierce St, Carlsbad, NM 88220
5758878379
Sun Loan Company
208 W Luckey St, Carlsbad, NM 88220
5758873620
Academy Mortgage - Carlsbad
207 W McKay St, Carlsbad, NM 88220
5759887001
CNB Bank
202 W Stevens St, Carlsbad, NM 88220
5752342500
Evergreen Home Loans Carlsbad NMLS 2705023
115 S Canyon St, Carlsbad, NM 88220
5756896193
Donna Cline
207 W McKay St, Carlsbad, NM 88220
5056815441
Midwest Finance Corp
302 N Canyon St Ste A, Carlsbad, NM 88220
5758870330
Emily Priestley
207 W McKay St, Carlsbad, NM 88220
6412290979
NM Department-Veterans Services
101 N Halagueno St, Carlsbad, NM 88220
5759885900
VA loan specialists in Carlsbad, New Mexico assist veterans and active duty service members in obtaining home loans backed by the U.S. Department of Veterans Affairs. New Mexico law requires that all mortgage loan originators be licensed through the New Mexico Regulation and Licensing Department. Local specialists understand the Carlsbad housing market and can guide you through the unique requirements for VA loans in Eddy County.
What Does a VA Loan Specialist in Carlsbad Cost?
VA loan specialists in New Mexico typically charge origination fees ranging from 0.5% to 1% of the loan amount. Some lenders may also charge an application fee of $300 to $500. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserve or National Guard, but this fee can be waived for veterans with a service-connected disability. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Carlsbad?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families navigate the VA home loan process. They assist with certificate of eligibility, property appraisals, and closing procedures specific to New Mexico.
Do I need a New Mexico specific VA loan specialist?
Yes, because New Mexico has unique property tax exemptions for veterans and specific state regulations for mortgage lending. A local specialist understands the Carlsbad area market and can help with local appraisal requirements.
How long does a VA loan take in New Mexico?
A typical VA loan in New Mexico takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if the appraisal requires additional review by the VA regional office in St. Paul.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Carlsbad who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.