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Directory of va loan specialists in Amherst, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Amherst, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Priority Mortgage, Inc.
6000 Sheridan Dr Suite A, Amherst, NY 14221
7166515626
L W Integrity Funding LLC
4498 Main St # 8, Amherst, NY 14226
7168733500
VA loan specialists in Amherst New York help veterans and active duty service members navigate the home buying process. They understand New York specific requirements such as the state property tax exemption for qualifying veterans. These specialists also guide clients through the VA funding fee and local appraisal rules in Erie County.
What Does a VA Loan Specialist in Amherst Cost?
Typical costs for a VA loan specialist in New York include a loan origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% depending on your down payment and service category. Other costs like appraisal fees in Amherst average $500 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Amherst do?
A VA loan specialist assists with VA home loan applications, pre-approval, and closing. They explain eligibility, entitlement, and New York specific rules like the veteran exemption from the mortgage recording tax.
Do I need a New York specific VA loan specialist?
Yes, because New York has unique laws affecting VA loans. For example, New York Tax Law Section 253 provides a partial property tax exemption for veterans. A local specialist knows how to apply these benefits in Amherst.
What are the income and credit requirements for a VA loan in Amherst?
VA loans do not have a minimum credit score set by the VA, but most lenders in New York require a score of 620 or higher. You must also have stable income and a valid Certificate of Eligibility.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.