ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a va loan specialist in Baldwinsville? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 va loan specialists in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seneca Savings
35 Oswego St, Baldwinsville, NY 13027
3156380233
Upstate Premier Mortgage
57 E Genesee St, Baldwinsville, NY 13027
3153261271
NBT Bank
8260 Willett Pkwy, Baldwinsville, NY 13027
3156383200
Fulton Savings Bank
7471 State Fair Blvd, Baldwinsville, NY 13027
3156380293
A VA loan specialist in Baldwinsville, New York helps veterans and active duty service members navigate the process of obtaining a VA-backed home loan. New York law exempts VA loan funding fees from state mortgage recording taxes, which can save borrowers money. Specialists in Onondaga County understand local property values and can guide you through the unique requirements of the VA loan program.
What Does a VA Loan Specialist in Baldwinsville Cost?
Typical costs for a VA loan specialist in New York include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category, but this fee is often waived for disabled veterans. In Baldwinsville, closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Baldwinsville?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help veterans in Baldwinsville understand eligibility, obtain a Certificate of Eligibility, and find lenders familiar with New York property laws.
What are the eligibility requirements for a VA loan in New York?
To qualify for a VA loan in New York, you must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility and sufficient income to cover mortgage payments. New York does not impose additional state-specific eligibility rules.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Baldwinsville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.