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Directory of va loan specialists in Binghamton, New York. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Binghamton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 va loan specialists in Binghamton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GHS Federal Credit Union
910 Front St, Binghamton, NY 13905
8007324447
Binghamton VA Clinic
203 Court St, Binghamton, NY 13901
6077729100
Supreme Lending-Mike Reid
32 W State St Suite# 209, Binghamton, NY 13901
6074252585
Visions Federal Credit Union
1235 Front St, Binghamton, NY 13905
8002422120
Binghamton Veterans Center
53 Chenango St First Floor, Binghamton, NY 13901
6077222393
Broome County Veterans Services
11 Frederick St, Binghamton, NY 13901
6077782147
Community Bank, N.A. – Business Banking
84 Court St, Binghamton, NY 13901
6077734705
First Niagara Mortgage
65 Court St, Binghamton, NY 13901
6077725412
Collin Vestel - M&T Bank
68 Exchange St, Binghamton, NY 13901
6079726255
William Haidinger - M&T Bank
68 Exchange St, Binghamton, NY 13905
6077795932
A VA loan specialist in Binghamton, New York, helps veterans and active duty service members secure home loans with favorable terms. New York law requires lenders to follow specific disclosure rules for VA loans, including the New York State Department of Financial Services guidelines. These specialists guide clients through the certificate of eligibility process and local property appraisal requirements in Broome County.
What Does a VA Loan Specialist in Binghamton Cost?
Typical costs for a VA loan specialist in New York range from zero to a flat fee of 500 to 1,500 dollars. Many specialists work on a commission basis paid by the lender, so the borrower pays nothing directly. Some charge an hourly rate of 100 to 300 dollars for consulting. Costs vary by situation and the complexity of your loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Binghamton do?
A VA loan specialist helps veterans understand eligibility, gather required documents, and connect with approved lenders. They also explain New York specific rules like the state's mortgage recording tax exemption for VA loans.
How do I qualify for a VA loan in New York?
You must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. New York does not add extra state level eligibility rules beyond federal standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.