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Find VA Loan Specialists in Binghamton, NY

Looking for a va loan specialist in Binghamton? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Binghamton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 10 va loan specialists in Binghamton, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GHS Federal Credit Union
910 Front St, Binghamton, NY 13905
(800) 732-4447 ghsfcu.com
Binghamton VA Clinic
203 Court St, Binghamton, NY 13901
(607) 772-9100 syracuse.va.gov
Supreme Lending-Mike Reid
32 W State St Suite# 209, Binghamton, NY 13901
(607) 425-2585 mysupreme.supremelending.com
Visions Federal Credit Union
1235 Front St, Binghamton, NY 13905
(800) 242-2120 visionsfcu.org
Binghamton Veterans Center
53 Chenango St First Floor, Binghamton, NY 13901
(607) 722-2393 va.gov
Broome County Veterans Services
11 Frederick St, Binghamton, NY 13901
(607) 778-2147 gobroomecounty.com
Community Bank, N.A. – Business Banking
84 Court St, Binghamton, NY 13901
(607) 773-4705 cbna.com
First Niagara Mortgage
65 Court St, Binghamton, NY 13901
(607) 772-5412
Collin Vestel - M&T Bank
68 Exchange St, Binghamton, NY 13901
(607) 972-6255 www3.mtb.com
William Haidinger - M&T Bank
68 Exchange St, Binghamton, NY 13905
(607) 779-5932 www3.mtb.com

A VA loan specialist in Binghamton, New York, helps veterans and active duty service members secure home loans with favorable terms. New York law requires lenders to follow specific disclosure rules for VA loans, including the New York State Department of Financial Services guidelines. These specialists guide clients through the certificate of eligibility process and local property appraisal requirements in Broome County.

What Does a VA Loan Specialist in Binghamton Cost?

Typical costs for a VA loan specialist in New York range from zero to a flat fee of 500 to 1,500 dollars. Many specialists work on a commission basis paid by the lender, so the borrower pays nothing directly. Some charge an hourly rate of 100 to 300 dollars for consulting. Costs vary by case and the complexity of your loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Binghamton do?
A VA loan specialist helps veterans understand eligibility, gather required documents, and connect with approved lenders. They also explain New York specific rules like the state's mortgage recording tax exemption for VA loans.
How do I qualify for a VA loan in New York?
You must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. New York does not add extra state level eligibility rules beyond federal standards.
Are there New York specific fees for VA loans?
New York charges a mortgage recording tax, but VA loans are often exempt from this tax. The VA funding fee still applies, ranging from 1.25 to 3.3 percent of the loan amount depending on your down payment and service category.

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