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VA Loan Specialists in Islandia, NY

Browse va loan specialists serving Islandia, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Islandia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Islandia, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alex Katsaros-Cardinal Financial Company, Limited Partnership
1377 Motor Pkwy # 100, Islandia, NY 11749
6314786398
Mainstay Mortgage Corporation
1455 Veterans Memorial Hwy, Islandia, NY 11749
6317921800

VA loan specialists in Islandia, New York help veterans and active duty service members secure home financing with favorable terms. New York law provides additional protections for veterans, including property tax exemptions for those with service-connected disabilities. These specialists guide clients through the VA loan process, from obtaining a Certificate of Eligibility to closing on a home in Suffolk County.

What Does a VA Loan Specialist in Islandia Cost?

Typical costs for a VA loan specialist in New York include an origination fee of up to 1 percent of the loan amount. Closing costs in Suffolk County average 2 to 5 percent of the purchase price. The VA funding fee ranges from 1.4 to 3.6 percent for most borrowers but is waived for those with a service-connected disability. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Islandia?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans for veterans and military families. They help with eligibility requirements, loan applications, and navigating New York specific closing procedures.
What are the eligibility requirements for a VA loan in New York?
To qualify for a VA loan in New York you must meet service requirements set by the Department of Veterans Affairs. This includes minimum active duty time or service in the National Guard or Reserves. You also need a valid Certificate of Eligibility.
Are there New York specific benefits for VA loan borrowers?
Yes, New York offers a property tax exemption for veterans with a service-connected disability. The exemption amount varies by county and is based on the disability rating. Suffolk County provides additional tax relief for qualifying veterans.