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Showing 4 va loan specialists in Johnson City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
365R Harry L Dr, Johnson City, NY 13790
6077979523
Empower Federal Credit Union
760 Harry L Dr, Johnson City, NY 13790
8004625000
Visions Federal Credit Union
100 Pavilion Rd, Johnson City, NY 13790
8002422120
Absolute Home Mortgage Corporation
520 Columbia Dr suite 207, Johnson City, NY 13790
6072169832
What Does a VA Loan Specialist in Johnson City Cost?
Typical costs for a VA loan specialist in New York include an origination fee of up to 1 percent of the loan amount and a VA funding fee of 2.15 percent for first time use with zero down payment. The funding fee is lower for subsequent uses or if you make a down payment. Closing costs in Johnson City generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Johnson City?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They guide veterans through the application process, explain New York specific requirements, and help secure financing for homes in Johnson City.
What are the eligibility requirements for a VA loan in New York?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. You must have a valid Certificate of Eligibility from the VA.
Are there New York specific benefits for VA loan holders?
New York offers a property tax exemption for veterans with a service connected disability. The exemption reduces the assessed value of the home by up to 50 percent depending on the disability rating.