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VA Loan Specialists in Merrick, NY

Compare va loan specialists in Merrick. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Merrick, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
2122 Merrick Ave, Merrick, NY 11566
5162972108
Sandstone Mortgage Corporation
1934 Lowell Ln, Merrick, NY 11566
5168377501

Merrick New York veterans and active duty service members can work with a VA loan specialist to navigate the home buying process. New York State law requires lenders to provide a detailed loan estimate within three business days of application. Local specialists understand Nassau County property values and the specific appraisal rules for VA loans in New York.

What Does a VA Loan Specialist in Merrick Cost?

Typical costs for a VA loan specialist in New York include an origination fee of 1% to 2% of the loan amount. VA funding fees range from 1.25% to 3.3% of the loan depending on your down payment and service category. Appraisal fees in Nassau County average $500 to $700. Third party costs such as title insurance and recording fees add $1,500 to $3,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Merrick New York?
A VA loan specialist is a mortgage professional who helps veterans and military members obtain VA-backed home loans. They guide you through eligibility, documentation, and closing steps specific to New York State requirements.
What are the VA loan limits for Merrick New York in 2025?
For 2025, VA loans have no maximum loan amount for qualified borrowers with full entitlement. However, Nassau County conforming loan limits are around $766,550 for a single-family home. Your specialist can confirm current limits.
Do I need a New York specific VA loan certificate?
You need a valid Certificate of Eligibility from the VA to apply for a VA loan in New York. The specialist can help you obtain this document through the VA eBenefits portal or by mail.