ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find VA Loan Specialists Near You in New Hartford, NY
Looking for a va loan specialist in New Hartford? Review the directory below to compare your options.
5 agents listed
Updated May 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 va loan specialists in New Hartford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Source Federal Credit Union
4451 Commercial Dr, New Hartford, NY 13413
3157358571
OneMain Financial
4654 Commercial Dr, New Hartford, NY 13413
3157688141
Stewart Financial
19 Campion Rd, New Hartford, NY 13413
3156247703
New Hartford Branch
41 Kellogg Rd, New Hartford, NY 13413
3157976552
Loandepot new Hartford NY
44 Oxford Rd, New Hartford, NY 13413
3158002396
VA loan specialists in New Hartford, New York, help eligible veterans, active-duty service members, and surviving spouses secure home financing with no down payment. New York law requires lenders to follow specific disclosure rules and funding fee exemptions for disabled veterans. Local specialists understand Oneida County property values and the New York State Department of Veterans Services resources.
What Does a VA Loan Specialist in New Hartford Cost?
VA loan specialist fees in New York typically range from 0% to 1% of the loan amount for origination, though some specialists charge a flat fee of $500 to $1,500. Third-party costs, such as appraisal and title fees, usually add $1,000 to $3,000. New York law caps certain closing costs for VA loans, but actual costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in New Hartford do?
A VA loan specialist guides you through the VA loan process, from obtaining your Certificate of Eligibility to closing. They help you understand New York-specific requirements, such as the state funding fee exemption for veterans with service-connected disabilities. They also coordinate with local appraisers and lenders familiar with the New Hartford market.
Are there special VA loan rules in New York?
Yes, New York exempts veterans with a 10% or more service-connected disability from the VA funding fee. The state also requires lenders to provide a New York-specific mortgage commitment letter within three business days of application. Local property tax exemptions may apply for eligible veterans in Oneida County.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in New Hartford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.