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Looking for a va loan specialist in New Rochelle? Review the directory below to compare your options.
4 agents listed
Updated May 2026
New Rochelle, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 va loan specialists in New Rochelle, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801
9145767900
Union Home Funding Corporation
8 Memorial Hwy, New Rochelle, NY 10801
9146366004
Chase Home Lending
270 North Ave, New Rochelle, NY 10801
9145769818
Chase Home Lending
45 Quaker Ridge Rd, New Rochelle, NY 10804
9147209001
VA loan specialists in New Rochelle help veterans and active duty service members secure home financing with no down payment and competitive rates. New York law provides additional protections for veterans, including property tax exemptions for those with service-connected disabilities. Local specialists understand the specific requirements of Westchester County and can guide you through the New York State Department of Veterans Services resources.
What Does a VA Loan Specialist in New Rochelle Cost?
Typical costs for a VA loan specialist in New Rochelle include a one-time fee of 1 to 2 percent of the loan amount for origination and processing. Additional costs may include an appraisal fee of 500 to 700 dollars and a credit report fee of 30 to 50 dollars. New York state also charges a mortgage recording tax which varies by county, in Westchester County it is 1.05 percent of the loan amount. These costs can sometimes be negotiated or paid by the seller. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in New Rochelle?
To qualify for a VA loan in New Rochelle you must meet service requirements set by the U.S. Department of Veterans Affairs. This includes serving 90 consecutive days on active duty during wartime or 181 days during peacetime. New York state also offers additional benefits for veterans who have a service-connected disability rating of 10 percent or more.
Do VA loans in New York require a funding fee?
Yes, most VA loans require a funding fee unless you are exempt due to a service-connected disability or if you are a surviving spouse. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. New York law does not waive this federal fee but does allow for certain closing cost credits.
Can I use a VA loan for a condominium in New Rochelle?
Yes, you can use a VA loan to purchase a condominium in New Rochelle as long as the property is on the VA-approved condominium list. New York has specific condominium laws that require the homeowners association to meet certain financial and insurance standards. Your VA loan specialist can help verify that the condo meets both VA and New York state requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.