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Find VA Loan Specialists Near You in Tonawanda, NY

Browse va loan specialists serving Tonawanda, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Tonawanda, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2800 Sheridan Dr, Tonawanda, NY 14150
7168310014
Homestead Funding Corp. - Tonawanda, NY
2468 Niagara Falls Blvd Suite 5A, Tonawanda, NY 14150
7165015435

A VA loan specialist in Tonawanda, New York helps veterans and active duty service members secure home financing. New York law provides specific protections for VA loan borrowers, including a 90-day right to cure before foreclosure. These specialists guide clients through the Certificate of Eligibility process and local property tax exemptions.

What Does a VA Loan Specialist in Tonawanda Cost?

Typical costs for a VA loan specialist in New York include an origination fee of up to 1 percent of the loan amount. Other costs may include appraisal fees of 500 to 700 dollars and title search fees of 300 to 600 dollars. The VA funding fee ranges from 0.5 to 3.3 percent of the loan amount depending on down payment and service category. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Tonawanda?
A VA loan specialist helps veterans understand their home loan benefits, complete the application, and find lenders. They also explain New York specific rules like the 90 day foreclosure notice requirement.
Do I need a New York licensed mortgage broker for a VA loan?
Yes, the specialist must be licensed under New York Banking Law. They must also follow federal VA lending guidelines. Always verify their license with the New York Department of Financial Services.
Are there VA loan limits in Tonawanda New York?
For 2024, there are no official VA loan limits for most borrowers with full entitlement. However, lenders may set their own limits. New York county specific limits may apply for partial entitlement.