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Browse va loan specialists serving Utica, New York. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 va loan specialists in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Patrick McKenney | NMLS# 463228
1707 Oriskany St W Suite 110, Utica, NY 13502
3155255428
Homestead Funding Corp: David Husnay | NMLS# 1182166
1707 Oriskany St W Suite 110, Utica, NY 13502
3154158058
Homestead Funding Corp: David Husnay | NMLS# 1182166
1707 Oriskany St W Suite 110, Utica, NY 13502
3154158058
Feed Our Vets
502 Broad St, Utica, NY 13501
3155259206
Central New York Veteran's Outreach Center
726 Washington St, Utica, NY 13502
3157650975
Homestead Funding Corp: Lauren Elizabeth DiMaggio | NMLS# 1192916
1707 Oriskany St W Suite 110, Utica, NY 13502
3152259643
Bank of Utica
222 Genesee St, Utica, NY 13502
3157972700
Utica Center for Development
726 Washington St, Utica, NY 13502
3157650975
Homestead Funding Corp. – Utica
1707 Oriskany St W Suite 110, Utica, NY 13502
3157905000
Homestead Funding Corp: Jennifer Noble | NMLS# 2437736
1707 Oriskany St W Suite 110, Utica, NY 13502
3152390131
Oneida County Veteran's Services
800 Park Ave #1, Utica, NY 13501
3157985830
Commercial Lending Utica NY
258 Genesee St, Utica, NY 13502
3158600536
VA loan specialists in Utica New York help eligible veterans active duty members and surviving spouses obtain home financing with no down payment. New York State law provides additional property tax exemptions for qualified veterans which a local specialist can help you apply for. These professionals guide you through the U S Department of Veterans Affairs requirements and connect you with approved lenders in the Mohawk Valley region.
What Does a VA Loan Specialist in Utica Cost?
VA loan specialist fees in New York typically range from zero to 1 percent of the loan amount if paid by the borrower. Some specialists are paid by the lender so you may not pay directly. Closing costs in Utica average 3 to 5 percent of the purchase price and include appraisal title insurance and recording fees. Costs vary by situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Utica New York?
You must meet service requirements set by the VA such as 90 days of active service during wartime or 181 days during peacetime. A valid Certificate of Eligibility is required. New York does not impose additional state-level eligibility rules beyond the federal standards.
How do New York property tax exemptions work for VA loan holders?
New York offers a property tax exemption for qualifying veterans based on service time and disability rating. The exemption reduces the assessed value of your home before taxes are calculated. Your VA loan specialist can help you file the required forms with the Oneida County tax office.
What is the VA funding fee for a loan in New York?
The VA funding fee is a one-time charge paid at closing. For first-time use with no down payment the fee is 2.15 percent of the loan amount. The fee is lower for subsequent uses or if you make a down payment. New York does not add any state-specific fees to this charge.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.