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Directory of va loan specialists in Garner, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Garner, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 va loan specialists in Garner, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chuck Payne at NFM Lending
883 US-70, Garner, NC 27529
9195237210
Jackie Wampler at Intercoastal Mortgage, LLC
131 US-70 West, Garner, NC 27529
9192910139
Regional Finance
1330 5th Ave Suite 250, Garner, NC 27529
9194579444
NFM Lending - Garner, NC - Branch 308
883 US-70, Garner, NC 27529
8664829076
Carolina Home Loans of NC, LLC
245 New Fidelity Ct #205, Garner, NC 27529
9196612080
Dawn Turrone | Fairway Independent Mortgage Corporation Loan Officer
79 Glen Rd, Garner, NC 27529
9192430932
Brian Alexander Campbell - Truist Mortgage Loan Officer
100 Mast Dr, Garner, NC 27529
9196625649
VA loan specialists in Garner North Carolina help veterans and active duty service members secure home financing through the U.S. Department of Veterans Affairs. North Carolina law provides additional property tax relief for disabled veterans, which a specialist can explain. These professionals guide you through eligibility, entitlement, and the local real estate market in Wake County.
What Does a VA Loan Specialist in Garner Cost?
VA loan specialist fees in North Carolina are usually paid by the lender or included in closing costs. You may pay an origination fee of 0.5% to 1% of the loan amount. Third party costs like appraisal and credit report fees range from $500 to $1,000. Some specialists charge a flat fee of $500 to $1,500 for consulting. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Garner do?
A VA loan specialist helps veterans understand their home loan benefits, pre qualify for a loan, and navigate the application process. They work with lenders to ensure you meet VA requirements and close on a home in Garner.
Do I need a North Carolina specific VA loan specialist?
Yes, because North Carolina has unique rules for property taxes and veteran benefits. A local specialist knows Garner market conditions and can help with state specific paperwork like the North Carolina Property Tax Exclusion for Disabled Veterans.
How long does the VA loan process take in North Carolina?
The VA loan process in North Carolina typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. Your specialist will keep you updated on timelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.