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Find VA Loan Specialists Near You in Gastonia, NC

Directory of va loan specialists in Gastonia, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 12 va loan specialists in Gastonia, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052
(704) 865-9696 branches.regionalfinance.com
Regional Finance
1941 Hoffman Rd Suite 10, Gastonia, NC 28054
(704) 865-5937 branches.regionalfinance.com
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
(704) 867-3997 cfmortgagecorp.com
Gaston County Department of Veterans Services
965 Roberts Dr, Gastonia, NC 28054
(704) 866-3606 gastongov.com
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
(980) 244-2310 caliberhomeloans.com
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
(704) 718-1808 movement.com
David Millsaps, Movement Mortgage
121 W Main Ave Suite 202, Gastonia, NC 28052
(704) 942-7640 movement.com
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
(704) 864-4444 americansecuritymortgage.com
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054
(704) 691-5956 emortgagecapital.com
Republic Finance
2930 E Franklin Blvd Suite 30, Gastonia, NC 28056
(980) 460-3102 locations.republicfinance.com
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052
(704) 968-5156 alcova.com
Movement Mortgage
1000 S New Hope Rd, Gastonia, NC 28054
(877) 314-1499 movement.com

VA loan specialists in Gastonia North Carolina help veterans and active duty service members secure home financing through the U.S. Department of Veterans Affairs. North Carolina offers a state property tax exclusion for disabled veterans and a homestead exemption that can reduce local tax burdens. Gastonia veterans benefit from specialists who understand local housing markets and North Carolina specific closing cost rules.

What Does a VA Loan Specialist in Gastonia Cost?

Typical costs for VA loan specialist services in North Carolina range from zero to 1% of the loan amount if paid as a flat fee. Some specialists charge a consultation fee of 100 to 300 dollars. The VA funding fee is 2.15% for first time use with a zero down payment and 3.3% for subsequent use. Costs vary by case and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Gastonia do?
A VA loan specialist guides veterans through the VA home loan process including certificate of eligibility, lender selection, and property appraisal. They ensure compliance with VA requirements and North Carolina real estate laws. They do not originate loans but provide expert advice on using the benefit.
Are there North Carolina specific rules for VA loans?
Yes North Carolina has a 1.5% funding fee for first time use and a 3.3% fee for subsequent use unless exempt due to disability. The state also requires a 30 day due diligence period for buyers. VA loans in North Carolina cannot include prepayment penalties.

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