Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 3 va loan specialists in Pembroke, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lumbee Guaranty Bank
403 E Third St, Pembroke, NC 28372
9105219707
First Bank - Pembroke, NC
210 W 3rd St, Pembroke, NC 28372
9105219776
Robeson County VA Clinic
139 Three Hunts Dr, Pembroke, NC 28372
9102723220
What Does a VA Loan Specialist in Pembroke Cost?
VA loan specialists in North Carolina typically charge an origination fee of 0.5% to 1% of the loan amount. The VA funding fee, which is required for most borrowers, ranges from 1.4% to 3.6% of the loan amount depending on your down payment and whether it is your first use. Some specialists may also charge application or processing fees of $300 to $800. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Pembroke?
You must meet service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. Surviving spouses of veterans who died in service or from a service-connected disability may also be eligible.
How do I find a VA loan specialist in Pembroke North Carolina?
You can search the VA's online lender database or ask local real estate agents for referrals. Many banks and mortgage companies in Pembroke have loan officers who specialize in VA loans. Be sure to verify that the specialist is licensed in North Carolina and has experience with VA-specific paperwork.
Are there North Carolina specific benefits for VA loan holders?
Yes, North Carolina offers a property tax exclusion for disabled veterans with a 100% service-connected disability. The state also has a Disabled Veteran Homestead Exemption that can reduce property taxes. These benefits are separate from the VA loan program but can lower your overall housing costs.