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Find VA Loan Specialists in Shelby, NC

Compare va loan specialists in Shelby. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Shelby, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 va loan specialists in Shelby, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
1606 E Dixon Blvd D, Shelby, NC 28150
7044821464
Mathewson Mortgage Capital LLC
649 S Post Rd, Shelby, NC 28152
7049413064
Homestar Financial Corporation
824 S Dekalb St, Shelby, NC 28150
7044822588
Allied Financial Services Inc
1241 E Dixon Blvd # 3, Shelby, NC 28152
7044843404
M & J Loans of Shelby, Inc
409 S Lafayette St, Shelby, NC 28150
7044874141
PNC Mortgage
131 N Lafayette St, Shelby, NC 28150
7044805200

What Does a VA Loan Specialist in Shelby Cost?

Typical costs for a VA loan specialist in North Carolina include an origination fee that is usually 1 percent of the loan amount, though this can vary. Third-party costs such as appraisal fees range from 500 to 700 dollars, and title insurance may cost around 600 to 1,000 dollars. The VA funding fee is 2.15 percent for first-time use with zero down payment, but this fee is waived for veterans with a service-connected disability. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Shelby?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help borrowers in Shelby understand eligibility, gather required documents, and navigate the loan process from pre-approval to closing.
Do I need a North Carolina specific VA loan specialist?
While not required, a specialist familiar with North Carolina laws can help you with state-specific benefits. For example, North Carolina caps certain closing costs and offers a property tax exclusion for disabled veterans. A local specialist knows how these rules apply in Cleveland County.
What documents do I need for a VA loan in Shelby?
You will need your Certificate of Eligibility from the VA, recent pay stubs, tax returns, bank statements, and proof of military service. The specialist will also request a valid government ID and a signed purchase agreement for the home in Shelby.