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Showing 4 va loan specialists in Centerville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Network of Ohio (NMLS ID 1742)
8153 Garnet Dr, Centerville, OH 45458
(937) 609-0115
mortgagenetworkohio.com
U.S. Bank-Mortgage Loan Officer-Holly Hutchison
U.S Bank Area Served, Centerville, OH 45459
(513) 455-8177
mortgage.usbank.com
U.S. Bank-Mortgage Loan Officer-Stephanie Burkhardt
Bank Area Served, Centerville, OH 45458
(513) 632-5526
mortgage.usbank.com
Amy L Adkins - Chase Home Lending Advisor - NMLS ID 406529
6000 Far Hills Ave, Centerville, OH 45459
(937) 760-0040
homelendingadvisor.chase.com
What Does a VA Loan Specialist in Centerville Cost?
Typical costs for a VA loan specialist in Ohio include an origination fee of up to 1 percent of the loan amount and a VA funding fee that ranges from 1.4 percent to 3.6 percent depending on your down payment and service category. Closing costs in Ohio usually range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Centerville Ohio?
A VA loan specialist is a mortgage professional who focuses on VA home loans for veterans and military families. They guide you through eligibility, documentation, and lender requirements specific to Ohio. In Centerville, they can also help with local property tax considerations for veterans.
What are the eligibility requirements for a VA loan in Ohio?
To qualify for a VA loan in Ohio, you must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. Ohio does not add extra state-level requirements beyond federal rules.
Are there Ohio specific benefits for VA loan borrowers?
Yes, Ohio offers a property tax exemption for veterans who are 100 percent disabled due to service. This exemption can reduce annual property taxes significantly. Additionally, Ohio has no state law that restricts VA loan funding fees or closing costs beyond federal limits.