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Directory of va loan specialists in Kettering, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 va loan specialists in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NFM Lending - Dayton, OH - Branch OH345
3123 Research Blvd # 150, Kettering, OH 45420
9377418010
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
PNC Mortgage
4100 Far Hills Ave, Kettering, OH 45429
9372942888
PNC Mortgage
3079 Woodman Dr, Kettering, OH 45420
9372961999
VA loan specialists in Kettering Ohio help veterans active duty service members and eligible surviving spouses obtain home financing with favorable terms. Ohio law provides additional property tax exemptions for disabled veterans which can reduce long term homeownership costs. Local specialists understand the Dayton area real estate market and can guide you through the Certificate of Eligibility process.
What Does a VA Loan Specialist in Kettering Cost?
Typical costs for a VA loan specialist in Ohio include a funding fee of 0.5 to 3.3 percent of the loan amount depending on your down payment and service history. Ohio also charges a mortgage recording tax of about 0.1 to 0.2 percent. Appraisal fees range from 500 to 700 dollars. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a VA loan in Kettering?
You need a Certificate of Eligibility from the VA proof of service or discharge and financial documents like pay stubs and tax returns. Ohio lenders also require a valid photo ID and evidence of Ohio residency.
Can I use a VA loan for a condo in Kettering?
Yes but the condo complex must be on the VA approved list. Your specialist can check if the property meets VA minimum property requirements and Ohio building codes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.