Compare VA Loan Specialists in Middletown, OH
Looking for a va loan specialist in Middletown? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 va loan specialists in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VA loan specialists in Middletown Ohio help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Middletown is part of Butler County where VA loans are commonly used to purchase single family homes and condos.
What Does a VA Loan Specialist in Middletown Cost?
VA loan specialists in Ohio typically charge an origination fee of 1 to 2 percent of the loan amount. For a 200000 dollar home this equals 2000 to 4000 dollars. Third party costs like appraisal title insurance and credit report fees range from 500 to 1500 dollars. Ohio law caps certain closing costs but fees vary by lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Middletown Ohio?
To qualify for a VA loan you must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members need six years of service. You also need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a home in Butler County Ohio?
Yes VA loans can be used to buy homes in Butler County including Middletown. The property must be your primary residence and meet VA minimum property requirements. There is no maximum loan amount but you must have enough entitlement.
Are there any Ohio specific fees for VA loans in Middletown?
Ohio charges a documentary stamp tax on real estate transfers which is 0.10 percent of the purchase price. VA loans also require a funding fee unless you are exempt due to a service connected disability. Local recording fees in Butler County apply.