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Find VA Loan Specialists Near You in Painesville, OH

Browse va loan specialists serving Painesville, Ohio. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Painesville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 va loan specialists in Painesville, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wendy Ruiz at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
Lake County Veterans Services
105 Main St, Painesville, OH 44077
4403502567
The Pschirer Group - Union Home Mortgage
7575 Fredle Dr #201, Painesville, OH 44077
4407540913
Megan Maruna - Mortgage Broker NMLS#1989328
420 W Prospect St, Painesville, OH 44077
7248896700
The Ruiz Team at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
PNC Mortgage
40 W Erie St, Painesville, OH 44077
4403542300

VA loan specialists in Painesville Ohio help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. Ohio law provides additional property tax exemptions for disabled veterans which can reduce homeownership costs. Working with a local specialist ensures you understand Ohio specific requirements such as the state property tax homestead exemption for veterans.

What Does a VA Loan Specialist in Painesville Cost?

VA loan specialists in Painesville Ohio typically charge a fee of 1% to 2% of the loan amount for their services. Some specialists may offer flat fees ranging from $500 to $1500 depending on the complexity of your case. Closing costs in Ohio usually range from 2% to 5% of the purchase price and may include appraisal fees title insurance and recording fees. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Painesville Ohio?
To qualify for a VA loan in Painesville you must meet service requirements set by the Department of Veterans Affairs. These include 90 consecutive days of active service during wartime or 181 days during peacetime. Ohio law does not add extra eligibility rules but you must provide a valid Certificate of Eligibility from the VA.
How does the Ohio property tax exemption work for veterans using a VA loan?
Ohio offers a homestead exemption for disabled veterans who own a home with a VA loan. If you have a 100% service connected disability you may qualify for a full property tax exemption on your primary residence up to a certain value. You must apply through the Lake County Auditor office in Painesville.
Are there specific VA loan limits for homes in Lake County Ohio?
In 2024 the VA loan limit for Lake County Ohio is $766,550 for a single family home. This limit applies to veterans with full entitlement. If you have remaining entitlement you may still be able to borrow above this limit with a down payment. Your VA loan specialist can help calculate your exact limit.