Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 9 va loan specialists in Lincoln City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Landmark Professional Mortgage Company - Lincoln City, Oregon
2730 NE Hwy 101, Lincoln City, OR 97367
(541) 418-5454
landmarkprofessional.net
Evergreen Home Loans Lincoln City NMLS 1484725
2219 NW U.S. 101, Lincoln City, OR 97367
(541) 418-5010
evergreenhomeloans.com
Jamie Tillotson - Evergreen Home Loans
2219 NW U.S. 101, Lincoln City, OR 97367
(541) 418-5012
evergreenhomeloans.com
Churchill Mortgage - Lincoln City
2840 NE Hwy 101, Lincoln City, OR 97367
(541) 991-4263
churchillmortgage.com
Kamile Melton - Churchill Mortgage, NMLS 1700255
2840 NE Hwy 101, Lincoln City, OR 97367
(541) 991-4263
churchillmortgage.com
Ocean's Edge - Duane J. Silbernagel
2137 NW U.S. 101 suite a, Lincoln City, OR 97367
(541) 614-1322
oceansedge.com
Larry Morris Directors Mortgage Lincoln City
2137 -B NW U.S. 101, Lincoln City, OR 97367
(541) 994-6003
directorsmortgage.com
What Does a VA Loan Specialist in Lincoln City Cost?
Typical costs for a VA loan specialist in Oregon include an origination fee of about 1 percent of the loan amount. Other costs may include appraisal fees between 500 and 700 dollars and title insurance fees around 1,500 dollars. Closing costs in Lincoln City usually range from 3,000 to 8,000 dollars depending on the property price. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the VA loan funding fee for Oregon veterans?
The VA funding fee is a one time charge that varies based on your down payment and service category. For first time use with zero down payment the fee is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. Oregon law does not add any additional state fees to this federal requirement.
Can I use a VA loan to buy a vacation home in Lincoln City?
No, VA loans are for primary residences only. You must occupy the home as your main dwelling. A VA loan specialist can help you find a property that meets this occupancy requirement in Lincoln City.
Are there Oregon specific limits on VA loan amounts in Lincoln County?
For 2024 the VA loan limit for Lincoln County is 766,550 dollars. This is the maximum amount the VA will guarantee without a down payment. A specialist can help you calculate your entitlement and any additional borrowing capacity.