Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 7 va loan specialists in Ephrata, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Newcomb with HomeSale Mortgage
5 Old Mill Rd, Ephrata, PA 17522
6106982140
Ephrata National Bank
31 E Main St, Ephrata, PA 17522
7177334181
J.R.Heller Real Estate / Mortgage
333 N State St, Ephrata, PA 17522
7177521123
Pathway Financial Group
860 N Reading Rd, Ephrata, PA 17522
7176901335
Truist
399 N Reading Rd, Ephrata, PA 17522
7177330391
Mortgage Loans-USA
4 Hoover Dr, Ephrata, PA 17522
7174666278
PNC Mortgage
280 N Reading Rd, Ephrata, PA 17522
7177337937
What Does a VA Loan Specialist in Ephrata Cost?
Typical costs for a VA loan specialist in Pennsylvania include an origination fee of 1% of the loan amount and third party fees for appraisal and credit report. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on your service category and down payment. Closing costs in Ephrata generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Ephrata?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans for veterans and military members. They help with the application process and ensure compliance with VA and Pennsylvania lending rules.
What documents do I need for a VA loan in Pennsylvania?
You need a Certificate of Eligibility, proof of income, bank statements, and tax returns. Pennsylvania also requires a property survey or title search as part of the closing process.
Are there limits on VA loan amounts in Ephrata?
VA loans do not have a strict dollar limit but lenders in Pennsylvania often follow the conforming loan limit set by the FHFA. For Lancaster County in 2024 that limit is $766,550 for a single family home.