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Browse va loan specialists serving Reading, Pennsylvania. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 6 va loan specialists in Reading, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
6109147527
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
8777731226
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6105870589
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6102236621
Frank Carado Tidewater Mortgage Services NMLS 133827
3608 St Lawrence Ave, Reading, PA 19606
7178059263
Justin Perella
2345 Bernville Rd, Reading, PA 19605
4849557815
A VA loan specialist in Reading Pennsylvania helps veterans and active duty service members obtain home financing with no down payment and competitive rates. Pennsylvania law requires lenders to provide a clear disclosure of all loan fees and terms under the Pennsylvania Mortgage Licensing Act. Local specialists understand the Berks County real estate market and can guide you through the specific appraisal and inspection requirements for VA loans in the region.
What Does a VA Loan Specialist in Reading Cost?
Typical costs for a VA loan specialist in Reading Pennsylvania range from zero to 1 percent of the loan amount as a broker fee or origination charge. Third party costs such as appraisal fees are usually $500 to $700, and title insurance costs vary by property value but average $1,500 to $2,500. Pennsylvania also charges a transfer tax of 1 percent on the sale price, split between buyer and seller unless otherwise negotiated. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the VA funding fee for a loan in Reading Pennsylvania?
The VA funding fee is a one-time charge paid to the Department of Veterans Affairs. For first-time use with no down payment, the fee is 2.15 percent of the loan amount for regular military and 2.4 percent for reserve or National Guard. The fee is reduced for subsequent uses and for borrowers with a down payment of 5 percent or more.
Are there any Pennsylvania specific limits on VA loans?
Pennsylvania does not impose its own loan limits on VA loans, but the VA sets a maximum entitlement amount based on the county loan limit. For Reading in Berks County, the 2024 conforming loan limit is $766,550 for a single family home. Borrowers can exceed this limit with a down payment on the portion above the limit.
How long does the VA loan process take in Reading?
The typical VA loan process in Reading takes 30 to 45 days from application to closing. This timeline includes the VA appraisal, which must be ordered through a VA approved appraiser. Pennsylvania law requires a minimum 10 day review period for the closing disclosure before settlement.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.