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Find VA Loan Specialists in Reading, PA

Compare va loan specialists in Reading. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 6 va loan specialists in Reading, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
(610) 914-7527 guthixlending.com
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
(877) 773-1226 educationb4origination.com
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
(610) 587-0589 crosscountrymortgage.com
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
(610) 223-6621 ccm.com
Frank Carado Tidewater Mortgage Services NMLS 133827
3608 St Lawrence Ave, Reading, PA 19606
(717) 805-9263
Justin Perella
2345 Bernville Rd, Reading, PA 19605
(484) 955-7815 myloan.magnoliabank.mortgage

A VA loan specialist in Reading Pennsylvania helps veterans and active duty service members obtain home financing with no down payment and competitive rates. Pennsylvania law requires lenders to provide a clear disclosure of all loan fees and terms under the Pennsylvania Mortgage Licensing Act. Local specialists understand the Berks County real estate market and can guide you through the specific appraisal and inspection requirements for VA loans in the region.

What Does a VA Loan Specialist in Reading Cost?

Typical costs for a VA loan specialist in Reading Pennsylvania range from zero to 1 percent of the loan amount as a broker fee or origination charge. Third party costs such as appraisal fees are usually $500 to $700, and title insurance costs vary by property value but average $1,500 to $2,500. Pennsylvania also charges a transfer tax of 1 percent on the sale price, split between buyer and seller unless otherwise negotiated. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the VA funding fee for a loan in Reading Pennsylvania?
The VA funding fee is a one-time charge paid to the Department of Veterans Affairs. For first-time use with no down payment, the fee is 2.15 percent of the loan amount for regular military and 2.4 percent for reserve or National Guard. The fee is reduced for subsequent uses and for borrowers with a down payment of 5 percent or more.
Are there any Pennsylvania specific limits on VA loans?
Pennsylvania does not impose its own loan limits on VA loans, but the VA sets a maximum entitlement amount based on the county loan limit. For Reading in Berks County, the 2024 conforming loan limit is $766,550 for a single family home. Borrowers can exceed this limit with a down payment on the portion above the limit.

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