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Looking for a va loan specialist in Shippensburg? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Shippensburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 va loan specialists in Shippensburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Woodforest National Bank
100 Conestoga Dr, Shippensburg, PA 17257
7175323422
Patriot Federal Credit Union
1095 W King St, Shippensburg, PA 17257
8887779982
OneMain Financial
208 Conestoga Dr, Shippensburg, PA 17257
7175322497
Orrstown Bank
77 E King St, Shippensburg, PA 17257
8886777869
VA loan specialists in Shippensburg, Pennsylvania help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment. Pennsylvania law requires lenders to follow federal VA guidelines and state-specific property disclosure rules. Shippensburg buyers benefit from local specialists who understand Cumberland County market conditions and the nearby Carlisle Barracks military community.
What Does a VA Loan Specialist in Shippensburg Cost?
Typical costs for a VA loan specialist in Pennsylvania include a loan origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal (USD 400 to USD 700), credit report (USD 30 to USD 50), and title search (USD 200 to USD 400). The VA funding fee is added to the loan balance unless you are exempt due to a service-connected disability. Pennsylvania transfer taxes and recording fees add approximately 1% to 2% of the purchase price. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Shippensburg?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves. A valid Certificate of Eligibility from the VA is required. Pennsylvania does not impose additional state-level eligibility rules beyond federal requirements.
Are there any Pennsylvania-specific fees or taxes for VA loans?
Pennsylvania charges a 1% state realty transfer tax on most property sales, but veterans with a 100% disability rating may qualify for an exemption. The VA funding fee ranges from 0.5% to 3.3% of the loan amount depending on your down payment and service history. No prepayment penalties are allowed under Pennsylvania law.
How long does the VA loan process take in Shippensburg?
The typical timeline from application to closing is 30 to 45 days. Pennsylvania requires a 30-day minimum review period for property disclosures. Local appraisal and title work in Cumberland County usually add 2 to 3 weeks. Delays can occur if the property needs repairs to meet VA minimum property requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.