Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 12 va loan specialists in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Middletown, RI
25 Enterprise Center, Middletown, RI 02842
8003333004
Noah Anacleto
1100 Aquidneck Ave, Middletown, RI 02842
4018474747
Sako Boghossian
6 W Marlborough St, Middletown, RI 02842
4013524968
Anthony Desano - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4017875595
Patrick Ryan
1 Corporate Pl, Middletown, RI 02842
3344664856
Newport Mortgage LLC
55 John Clarke Rd Unit A16, Middletown, RI 02842
4014199771
Michael Raffa - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4013443166
Cam Stewart
6 W Marlborough St, Middletown, RI 02842
4018552526
Peter Cimaglia
6 W Marlborough St, Middletown, RI 02842
4014181571
John Ferris
6 W Marlborough St, Middletown, RI 02842
4015333543
Jake McKay - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4014871000
Movement Mortgage - Valley
47 Valley Rd, Middletown, RI 02842
8773141499
What Does a VA Loan Specialist in Middletown Cost?
Typical costs for a VA loan specialist in Rhode Island range from zero to 1 percent of the loan amount, often paid by the lender as a commission. Some specialists charge a flat fee between 500 and 1,500 dollars for consulting or document preparation. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Middletown?
A VA loan specialist guides veterans through the VA home loan process, including certificate of eligibility, property appraisal, and lender requirements. They help you understand Rhode Island specific rules, such as the state's homestead exemption and property tax benefits for disabled veterans.
How do I qualify for a VA loan in Rhode Island?
You must meet VA service requirements and have a valid certificate of eligibility. In Rhode Island, you also need to comply with state licensing rules for mortgage originators. Your specialist will review your credit, income, and debt to ensure you meet both VA and lender standards.
Are there Rhode Island specific benefits for VA loan borrowers?
Yes, Rhode Island offers a property tax exemption for veterans with a service connected disability of 100 percent. The state also has a veterans home loan program that may provide lower interest rates. A local specialist can explain how these benefits interact with your VA loan.