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Compare va loan specialists in Elgin. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Elgin, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 va loan specialists in Elgin, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Michael Moschella
566 Spears Creek Church Rd #101, Elgin, SC 29045
8033153582
Digital VA Loans
5 Montague Ct, Elgin, SC 29045
8033691636
VA loan specialists in Elgin, South Carolina help veterans and active duty service members secure home financing with no down payment. South Carolina offers a state property tax exemption for qualifying disabled veterans. Local specialists understand the unique housing market in Kershaw County and can guide you through the VA funding fee and certificate of eligibility process.
What Does a VA Loan Specialist in Elgin Cost?
Typical costs for VA loan specialist services in South Carolina include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal, credit report, and title search. These fees usually total between 2,000 and 5,000 dollars but can vary based on the lender and property. Some specialists may charge a flat fee for consulting services, often 250 to 500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Elgin South Carolina?
You must meet VA service requirements, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. South Carolina does not impose additional state level eligibility rules beyond federal standards.
Is there a funding fee for VA loans in South Carolina?
Yes, the VA funding fee applies and ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Veterans with a service connected disability are exempt from this fee. The fee is paid at closing or can be rolled into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.