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VA Loan Specialists in Rapid City, SD

Directory of va loan specialists in Rapid City, South Dakota. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 20 va loan specialists in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Affiliated Mortgage - Premier Home Loan Lender
1301 W Omaha St Suite 118, Rapid City, SD 57701
6057189820
Blue Ribbon Mortgage and Investments
2025 Jackson Blvd, Rapid City, SD 57702
6053438087
Hannah Beachem - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57702
6052092809
Luke Dye
909 St Joseph St Seventh Floor, Rapid City, SD 57701
6054305613
Amber Matt - Mortgage Loan Officer
902 Main St, Rapid City, SD 57701
6059395911
Tanner Oman
909 St Joseph St Seventh Floor, Rapid City, SD 57701
6052198052
Angelia Dale - Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
6056462024
Josh Campbell
Seventh Floor, 909 St Joseph St, Rapid City, SD 57701
6058004111
USA Mortgage | Laci Sosa
550 N 5th St Ste 314, Rapid City, SD 57701
6056909005
Omni Home Financing
1508 Mt Rushmore Rd, Rapid City, SD 57701
6053918777
Heritage Home Lending, LLC
1219 St Joseph St Suite 200, Rapid City, SD 57701
6053401339
Spencer Gossel
909 St Joseph St Seventh Floor, Rapid City, SD 57701
6052198061
Unify Home Lending Inc.
2101 Mt Rushmore Rd #300, Rapid City, SD 57701
6056462800
Clay Schwahn - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57701
6053917172
Amber Rasmussen
909 St Joseph St 7th Floor, Rapid City, SD 57701
6052095003
Rapid Mortgage, LLC - Jake Killinger - Mortgage Broker - NMLS#2094911
1211 Mt Rushmore Rd, Rapid City, SD 57701
2177253682
Rapid Mortgage, LLC - Samantha McCully, Mortgage Broker NMLS#528830
2050 W Main St Suite 1, Rapid City, SD 57702
6054302960
Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
6056462016
Jesse Herrington - Mortgage Originator - NMLS 833002
1219 St Joseph St, Rapid City, SD 57701
6054843591
Megan Rae Hildebrand - Heritage Home Lending, LLC - NMLS #2405090
1219 St Joseph St suite 200, Rapid City, SD 57701
6052093724

VA loan specialists in Rapid City, South Dakota help veterans and active duty service members navigate the home loan process. South Dakota offers a state property tax reduction for disabled veterans, which can be combined with a VA loan. Local specialists understand the Rapid City housing market and can guide you through the unique requirements of VA loans in South Dakota.

What Does a VA Loan Specialist in Rapid City Cost?

VA loan specialists in Rapid City typically charge a flat fee or an hourly rate. Fees often range from 500 to 1,500 dollars for full service, but some specialists work on a commission basis from lenders. Costs vary based on the complexity of your case and the services provided. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Rapid City do?
A VA loan specialist helps veterans and active duty members apply for VA-backed home loans. They assist with eligibility verification, lender selection, and paperwork. In South Dakota, they can also advise on state-specific benefits like the property tax exemption for disabled veterans.
How do I qualify for a VA loan in South Dakota?
You must meet VA service requirements, such as serving 90 consecutive days during wartime or 181 days during peacetime. South Dakota has no state-specific income limits for VA loans. A certificate of eligibility from the VA is required to start the process.
Are there special VA loan benefits for South Dakota veterans?
Yes, South Dakota offers a property tax reduction for veterans with a service-connected disability rating of 40 percent or more. This benefit can be used with a VA loan. The state also has a veterans home loan program for certain eligible borrowers.