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VA Loan Specialists in Rapid City, SD

Looking for a va loan specialist in Rapid City? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Dakota before hiring.
Showing 20 va loan specialists in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Affiliated Mortgage - Premier Home Loan Lender
1301 W Omaha St Suite 118, Rapid City, SD 57701
(605) 718-9820 affiliatedsd.com
Blue Ribbon Mortgage and Investments
2025 Jackson Blvd, Rapid City, SD 57702
(605) 343-8087 blueribbonmortgage.com
Hannah Beachem - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57702
(605) 209-2809 granitebank.com
Luke Dye
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 430-5613 cmghomeloans.com
Amber Matt - Mortgage Loan Officer
902 Main St, Rapid City, SD 57701
(605) 939-5911
Tanner Oman
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 219-8052 cmgfi.com
Angelia Dale - Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
(605) 646-2024 gatewayfirst.com
Josh Campbell
Seventh Floor, 909 St Joseph St, Rapid City, SD 57701
(605) 800-4111 cmghomeloans.com
USA Mortgage | Laci Sosa
550 N 5th St Ste 314, Rapid City, SD 57701
(605) 690-9005 southdakotahomeloans.com
Omni Home Financing
1508 Mt Rushmore Rd, Rapid City, SD 57701
(605) 391-8777 omnihomefinancing.com
Heritage Home Lending, LLC
1219 St Joseph St Suite 200, Rapid City, SD 57701
(605) 340-1339 heritagehomelendingsd.com
Spencer Gossel
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 219-8061 cmgfi.com
Unify Home Lending Inc.
2101 Mt Rushmore Rd #300, Rapid City, SD 57701
(605) 646-2800 myunify.com
Clay Schwahn - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57701
(605) 391-7172
Amber Rasmussen
909 St Joseph St 7th Floor, Rapid City, SD 57701
(605) 209-5003 cmghomeloans.com
Rapid Mortgage, LLC - Jake Killinger - Mortgage Broker - NMLS#2094911
1211 Mt Rushmore Rd, Rapid City, SD 57701
(217) 725-3682 loanswithjake.com
Rapid Mortgage, LLC - Samantha McCully, Mortgage Broker NMLS#528830
2050 W Main St Suite 1, Rapid City, SD 57702
(605) 430-2960 samanthamccully.com
Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
(605) 646-2016 gatewayfirst.com
Jesse Herrington - Mortgage Originator - NMLS 833002
1219 St Joseph St, Rapid City, SD 57701
(605) 484-3591 heritagehomelendingsd.com
Megan Rae Hildebrand - Heritage Home Lending, LLC - NMLS #2405090
1219 St Joseph St suite 200, Rapid City, SD 57701
(605) 209-3724 heritagehomelendingsd.com

VA loan specialists in Rapid City, South Dakota help veterans and active duty service members navigate the home loan process. South Dakota offers a state property tax reduction for disabled veterans, which can be combined with a VA loan. Local specialists understand the Rapid City housing market and can guide you through the unique requirements of VA loans in South Dakota.

What Does a VA Loan Specialist in Rapid City Cost?

VA loan specialists in Rapid City typically charge a flat fee or an hourly rate. Fees often range from 500 to 1,500 dollars for full service, but some specialists work on a commission basis from lenders. Costs vary based on the complexity of your case and the services provided. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Rapid City do?
A VA loan specialist helps veterans and active duty members apply for VA-backed home loans. They assist with eligibility verification, lender selection, and paperwork. In South Dakota, they can also advise on state-specific benefits like the property tax exemption for disabled veterans.
How do I qualify for a VA loan in South Dakota?
You must meet VA service requirements, such as serving 90 consecutive days during wartime or 181 days during peacetime. South Dakota has no state-specific income limits for VA loans. A certificate of eligibility from the VA is required to start the process.

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