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VA Loan Specialists in Chattanooga, TN

Looking for a va loan specialist in Chattanooga? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 va loan specialists in Chattanooga, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
4238059100
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4235658830
Summit Funding, Inc.
6148 Lee Hwy # 100, Chattanooga, TN 37421
4234173211
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
4236240448
Christina Lane
1830 Washington St, Chattanooga, TN 37408
4236184867
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
8657120352
The Gabe Whitmer Team, FirstBank Mortgage, NMLS# 1427791
201 W Main St #105, Chattanooga, TN 37408
4233082207
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
4235919801
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
4234143390
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
4238005232
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
4237603861
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
4233208208
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
4238992887
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
4235049962
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
4237084108
Fairway Independent Mortgage Corp. of Chattanooga
1800 Rossville Ave #108, Chattanooga, TN 37408
4237085285
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4239918004
Scenic City Mortgage Team with LeaderOne Financial
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421
4237049399
Addison Cowan, NMLS 2136449
6221 Shallowford Rd #104, Chattanooga, TN 37421
4238992887
Beth Eubanks
1813 Market St, Chattanooga, TN 37408
4235988990

VA loan specialists in Chattanooga Tennessee help veterans and active duty service members secure home loans with favorable terms. Tennessee law provides certain property tax exemptions for disabled veterans which a specialist can explain. Local specialists understand the Chattanooga real estate market and can guide you through the VA loan process from pre approval to closing.

What Does a VA Loan Specialist in Chattanooga Cost?

VA loan specialists in Tennessee typically charge a flat fee or a percentage of the loan amount. Flat fees range from $500 to $1,500 while percentage based fees are usually 0.5% to 1% of the loan value. Some specialists offer free initial consultations. Costs vary by situation and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Chattanooga?
A VA loan specialist helps veterans understand their eligibility and guides them through the loan application process. They work with lenders to secure VA backed loans and can explain Tennessee specific benefits like the property tax exemption for disabled veterans.
Do I need a VA loan specialist to get a VA loan in Tennessee?
You do not need a specialist but working with one can simplify the process. They have experience with VA requirements and local Chattanooga lenders which can help avoid common delays.