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VA Loan Specialists in Hixson, TN

Browse va loan specialists serving Hixson, Tennessee. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Hixson, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 va loan specialists in Hixson, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Kevin Blair Team at Element Home Loans
6550 Old Dayton Pike, Hixson, TN 37343
4234887571
FirstBank Mortgage
1959 Northpoint Blvd, Hixson, TN 37343
8002006462
Chris Shoemake, FirstBank Mortgage, NMLS# 665202
1959 Northpoint Blvd, Hixson, TN 37343
4235055904
Nexa Mortgage Chattanooga
563 Deer Valley Dr, Hixson, TN 37343
4236647423

VA loan specialists in Hixson Tennessee help veterans and active duty service members navigate home financing through the U.S. Department of Veterans Affairs. Tennessee law exempts disabled veterans from certain property tax increases, which can affect loan affordability. Hixson is part of Hamilton County where local housing market conditions may influence VA loan appraisals and funding fee requirements.

What Does a VA Loan Specialist in Hixson Cost?

VA loan specialist fees in Tennessee typically range from 0.5% to 1.5% of the loan amount for origination and processing. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserve or National Guard, though some borrowers are exempt. Appraisal fees in Hixson usually cost between $500 and $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Hixson Tennessee?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans for eligible veterans and service members. They guide borrowers through the process including certificate of eligibility, appraisal, and closing. In Tennessee, these specialists must follow state licensing rules and federal VA guidelines.
What are the eligibility requirements for a VA loan in Tennessee?
To qualify for a VA loan in Tennessee you must meet service requirements set by the VA such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid certificate of eligibility. Tennessee has no state-specific additional eligibility rules beyond federal standards.
How do Tennessee property taxes affect VA loan borrowers in Hixson?
Tennessee offers a property tax relief program for disabled veterans and surviving spouses. This relief can lower annual tax bills which may improve your debt-to-income ratio for a VA loan. Hixson property taxes are assessed by Hamilton County and are based on appraised value.