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Find VA Loan Specialists Near You in Denison, TX

Compare va loan specialists in Denison. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Denison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 va loan specialists in Denison, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
reAlpha Mortgage
305 W Woodard St, Denison, TX 75020
9032022800
Security Finance
722 W Main St, Denison, TX 75020
9034634262
OneMain Financial
3515 FM 120 #120, Denison, TX 75020
9034640658
Find Mortgage
1200 S Mirick Ave #103, Denison, TX 75020
9404530916

VA loan specialists in Denison, Texas help eligible veterans, active duty service members, and surviving spouses secure home loans with no down payment. Texas law exempts these loans from certain state property taxes for disabled veterans. Denison offers a growing housing market where a specialist can guide you through the VA appraisal and funding fee process.

What Does a VA Loan Specialist in Denison Cost?

Typical costs for a VA loan specialist in Texas include an origination fee of up to 1 percent of the loan amount, plus third party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount for first time use, but is waived for disabled veterans. Closing costs in Denison generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Denison Texas?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the Reserves or National Guard. A Certificate of Eligibility from the VA is required. Surviving spouses may also qualify under specific conditions.
How do I choose a VA loan specialist in Denison?
Look for a specialist with experience in Texas real estate and VA loan regulations. Verify their licensing through the Texas Department of Savings and Mortgage Lending. Ask about their familiarity with Denison property values and local appraisal procedures.
Are there any Texas specific rules for VA loans?
Yes, Texas law limits the amount of equity you can take out in a cash out refinance to 80 percent of the propertys value. The state also requires a specific notice for home equity loans. VA loans are exempt from Texas property taxes for veterans with a 100 percent disability rating.