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Compare va loan specialists in DeSoto. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
DeSoto, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 va loan specialists in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1120 E Pleasant Run Rd Ste 407, DeSoto, TX 75115
4699621111
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
2149152016
OneMain Financial
921 W Belt Line Rd Ste 133, DeSoto, TX 75115
9722285688
Value Mortgage Loans
105 Lion St, DeSoto, TX 75115
9722749498
Commercial Lending DeSoto,TX
1001 Robbie Mince Wy, DeSoto, TX 75115
4697078433
VA loan specialists in DeSoto, Texas help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. Texas law provides specific property tax exemptions for disabled veterans, which can reduce overall homeownership costs. Local specialists understand the DeSoto real estate market and can guide you through the VA funding fee and county loan limits.
What Does a VA Loan Specialist in DeSoto Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. These third-party fees usually range from $500 to $1,500. The VA funding fee is 2.15% for first-time use with no down payment, though it is lower for subsequent uses or with a down payment. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in DeSoto?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. A valid Certificate of Eligibility (COE) is required. Texas does not impose additional state-level eligibility rules beyond federal standards.
Can I use a VA loan for a second home or investment property in Texas?
No, VA loans are for primary residences only. You cannot use a VA loan for a vacation home or rental property. The property must be owner-occupied within a reasonable time after closing.
Is there a limit on how much I can borrow with a VA loan in DeSoto?
For 2025, the VA loan limit for Dallas County, which includes DeSoto, is $766,550 for no-down-payment loans. If you have full entitlement, there is no limit, but you may need a down payment for amounts above the county limit. Texas law does not add extra caps.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.