VA Loan Specialists in Garland, TX
Directory of va loan specialists in Garland, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 13 va loan specialists in Garland, TX
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VA loan specialists in Garland Texas assist eligible veterans active duty service members and surviving spouses in obtaining home loans with no down payment. Texas law provides additional property tax exemptions for disabled veterans which a specialist can help you apply for. These professionals guide you through the Texas specific appraisal process and ensure your loan meets VA requirements.
What Does a VA Loan Specialist in Garland Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal title search and credit report. These fees total between 2000 and 5000 dollars for a standard loan but can vary by lender and property value. Texas law caps certain closing costs for VA loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the VA funding fee for Texas veterans in Garland?
The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for Reserve and National Guard. Texas veterans with a service connected disability are exempt from this fee. The fee is typically rolled into the loan amount.
Can I use a VA loan to buy a manufactured home in Garland Texas?
Yes you can use a VA loan to purchase a manufactured home in Garland Texas. The home must meet VA minimum property requirements and be permanently affixed to a foundation. The land must also be owned by the borrower.
Are there Texas specific property tax benefits for VA loan holders?
Yes Texas offers a property tax exemption for 100 percent disabled veterans and their surviving spouses. The exemption amount varies by county and is based on the veterans disability rating. A VA loan specialist can help you file the necessary forms with the Dallas County Appraisal District.